Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Ink Cash℠ Business Card

3% cash back on fuel, home improvement, dining and office supply purchases
Unlimited 1% cash back on all other purchases
No limit to the number of points you can earn
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
Free additional cards for employees
No Annual Fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

READYdebit Visa® Prepaid Card

Visa® Debit Card Accepted Worldwide
Access to a Million ATMs Around the World
Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
24x7 Customer Support — Online and Phone
FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use * Subject to I.D. Verification.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

Chase Sapphire(SM) Preferred Card

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire. Points are worth 25% more when you redeem for travel through Ultimate Rewards
7% annual points dividend - earn bonus points on your points
1:1 points transfer to leading airline and hotel programs
24/7 Dedicated expert service advisors (No voice recording)
No Annual Fee for your first year - An $85 value

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N/A*Intro APR

N/A*Intro Period

12.24%*APR

$85.00*Annual Fee

4.5

PenFed Premium Travel Rewards American Express® Card

5 Points for Every $1 Spent on Airfare!
3 Points on Hotels and Dining (through December 31, 2010)
No Balance Transfer Fees
Automatic enrollment in PenFed Premium Rewards Program Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
24/7 Premium Concierge Service
Exclusive Travel Upgrades and Offers
Redeem on any Airline; no black-out dates or restrictions Spend $650 in the First Three Months and Receive 20,000 bonus points
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

N/A*Intro APR

N/A*Intro Period

13.24%*APR

$50.00*Annual Fee

4.5

READYdebit® Platinum Visa® Prepaid Card

Free 24/7 great customer service
Free Mobile Banking and Text Alerts - New
Free Score Tracker credit score service
No Credit Check, no Overdraft Fees or Balance Minimums
Free Unlimited Purchase Transactions
Free Direct Deposit - paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
Credit Builder – For Free
Reloadable up to $10,000 Max Balance Exclusive Platinum card design

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

4.99%*Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

PenFed Promise VISA Card

Absolutely No Fees!
Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
No Balance Transfer Fees
No Foreign Transaction Fees!
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

7.49%*Intro APR

36 months*Intro Period

9.99%*APR

$0.00*Annual Fee

5.0

The Business Platinum Card® from American Express OPEN

Complimentary airport club access, including American Airlines Admirals Club® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First® program
No pre-set spending limit*

0%*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

Ink℠ Bold with Ultimate Rewards℠

Earn over 50,000 bonus points in your first year Unlimited rewards for you and your business – and points never expire
Earn up to 47,500 bonus points every year
5,000 bonus points after your first purchase redeemable for $50 cash back
Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
No Interest Expense and 30 days to pay with this pay-in-full charge card
First year free ($95 value)

N/A*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

5.0

Chase Freedom℠ Visa Card - $50 Bonus Cash Back

Earn $50 Bonus Cash Back after first purchase
0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 10% cash back when you shop online at select merchants through Chase

0%*Intro APR

6 months*Intro Period

Prime +9.74%, +14.74%, or P+ 19.74%*APR

$0.00*Annual Fee

5.0

Bryant State Bank MasterCard

Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance

N/A*Intro APR

N/A*Intro Period

11.25%*APR

$20.00*Annual Fee

4.5

Chase Sapphire(SM) Card

Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
Points Never Expire and There Are No Limits on How Many Points You Can Earn
24/7 Dedicated Service Advisor (No Voice Recording)
Premier Travel Protection Benefits
All of this for No Annual Fee!

N/A*Intro APR

N/A*Intro Period

12.24%*APR

$0.00*Annual Fee

4.5

The Plum Card® from American Express OPEN

Who is this card for? This card is ideally suited for businesses that:
Are established, cash flow positive and have an excellent credit history.
Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
The Everything, Everywhere Trade Terms Card(SM)
A powerful cash flow management tool
1.5% early pay discount or up to 2 months defer pay, interest
No annual fee for the first year - a $185 savings
Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
Pay in full within ten days, get a 1.5% discount.
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free. *See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.

N/A*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

Chase Freedom® Visa - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

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0%*Intro APR

See T&C*Intro Period

12.99% - 22.99%*APR

$0.00*Annual Fee

5.0

Ink℠ with Ultimate Rewards℠

Cash back plus a million other redemption options
No dollar goes unrewarded
No caps and points never expire
Unlimited rewards for you or your business
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
No annual fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

Chase Continental Airlines OnePass® Plus Card

Pay No Annual Fee the first year. That's a savings of $85.
25,000 bonus miles after your first purchase. That's enough for a round-trip reward within the United States (excluding Hawaii)
Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
10,000 bonus miles annually when you spend $25,000 on your Card
First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don't pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
Earn one mile for every $1 in purchases charged on your Card
Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.

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N/A*Intro APR

N/A*Intro Period

14.24%*APR

$0.00*Annual Fee

4.5

AccountNow® Gold Visa® Prepaid Card

$0 Monthly Fee*
Higher Daily and Monthly Limits
100% Guaranteed Approval*
$25 Cash Bonus When You Use Direct Deposit (See T&C)

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$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

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N/A*Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

ZYNC from American Express(SM)

Earn 10,000 Membership Rewards® points after first purchase
Enjoy a low annual fee of just $25 for Basic Card
Pay no interest – that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards® points with every eligible purchase – redeem points for travel, shopping, and great entertainment rewards

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N/A*Intro APR

N/A*Intro Period

N/A*APR

$25.00*Annual Fee

5.0

Chase Freedom℠ MasterCard - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 10% cash back when you shop online at select merchants through Chase

N/A*Intro APR

N/A*Intro Period

22.99%, 17.99% or 12.99%*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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