Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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READYdebit Visa® Prepaid Card

Visa® Debit Card Accepted Worldwide
Access to a Million ATMs Around the World
Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
24x7 Customer Support — Online and Phone
FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use * Subject to I.D. Verification.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

The Business Platinum Card® from American Express OPEN

Complimentary airport club access, including American Airlines Admirals Club® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First® program
No pre-set spending limit*
Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more

0%*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

The Plum Card® from American Express OPEN

Who is this card for? This card is ideally suited for businesses that:
Are established, cash flow positive and have an excellent credit history.
Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
The Everything, Everywhere Trade Terms Card(SM)
A powerful cash flow management tool
1.5% early pay discount or up to 2 months defer pay, interest
No annual fee for the first year - a $185 savings
Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
Pay in full within ten days, get a 1.5% discount.
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free. *See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.

N/A*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

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N/A*Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

Current by Discover - Teen Prepaid Debit Card

Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
$0 Fraud Liability Guarantee
Withdraw Cash at ATMs
Get Exclusive Discounts at Teen's Favorite Merchants
Free E-Mail and Text Message Activity Alerts
No Minimum Balances, Loading Fees or Credit Check
Special Offer: First month of membership free, a $5 value - Code BT709 (offer expires 5/30/10)

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$50.00Opening Min

$0.00*App Fee

$50.00*Annual Fee

$0.50ATM Fee

5.0

ZYNC from American Express

Enjoy a low annual fee of just $25 for Basic Card
Pay no interest – that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards® points with every eligible purchase – redeem points for travel, shopping, and great entertainment rewards

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N/A*Intro APR

N/A*Intro Period

N/A*APR

$25.00*Annual Fee

5.0

Chase Freedom℠ Credit Card

3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
0% Intro APR and No Annual Fee

0%*Intro APR

for up to 6 months*Intro Period

22.99%, 17.99% or 12.99%*APR

$0.00*Annual Fee

5.0

Facecard Prepaid MasterCard®

Instant Guaranteed Approval* No Credit Check, No Security Deposit
Free Direct Deposit Easy Access to your Funds
Free Online Bill Pay - No More Mailing Costly Money Orders
Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
Receive Prewards, Which are Like Coupons, Put Directly on Your Card

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Urban Trust Success Prepaid Visa® Card

VISA Zero Liability
No Credit Check
No Overdraft Fees
No Minimum Balance
No Hidden Fees
Elastic Line of Credit (up to $500.00)

N/AOpening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Bryant State Bank MasterCard

Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance

N/A*Intro APR

N/A*Intro Period

11.25%*APR

$20.00*Annual Fee

4.5

Public Savings Bank Secured Black Card

0% APR for 6 months on purchases
No annual fee
We report to all 3 credit bureaus
No minimum credit score, no income/employment verifications
20 day grace period
Use the card everywhere you see the VISA logo
Lifetime credit limits up to $10,000

0%*Intro APR

6 months*Intro Period

Prime + 7.99%*APR

$0.00*Annual Fee

4.5

Ultra VX Visa Credit Card

UltraVX makes it easy to manage your finances
Automatic minimum payments
Reports to all 3 major credit bureaus
No credit check, no bank account required
Instant online approval
Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

N/A*Intro APR

N/A*Intro Period

18.90%*APR

$0.00*Annual Fee

4.5

Discover® More® Card - Biodegradable

New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind -- Go Green!
0% APR on Balance Transfers and Purchases for a Full 6 Months
5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
1% Unlimited Cashback Bonus on All Other Purchases Automatically
Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
Instant Response Within 60 Seconds
No Annual Fee

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0%*Intro APR

See T&C.*Intro Period

11.99%*APR

$0.00*Annual Fee

5.0

Prepaid Visa® RushCard

Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service
Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
Simple and reasonable - no monthly, annual, or hidden fees
Everyone is eligible — no credit check or employment verification
Helps control debt - you can't overspend!

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Fingerhut Credit

No down payments, no layaway and no surprises
Get respond in 60 seconds
No annual fee
Name brand products at affordable monthly payments
We often say "YES!" when others say "No"
See website for complete Terms & Conditions

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N/A*Intro APR

N/A*Intro Period

Prime Rate + 16.65%*APR

N/A*Annual Fee

4.5

Discover® More® Card - $50 Cashback Bonus®

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
$50 Cashback Bonus after your first $599 in purchases
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

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0%*Intro APR

See T&C.*Intro Period

12.99%*APR

$0.00*Annual Fee

4.5

Chase Sapphire(SM) Card

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
Redeem points for travel, gift cards, merchandise, cash back and more
2X points earned on airfare booked through Ultimate Rewards and 1 point for every dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
24/7 Dedicated service advisors (No voice recording)
Premier travel and purchase protection benefits
All of this for no annual fee!

N/A*Intro APR

N/A*Intro Period

Prime Rate + 8.99%*APR

$0.00*Annual Fee

4.5

Baby Phat Prepaid Visa® RushCard

Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service
Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
Simple and reasonable - no monthly, annual, or hidden fees
Everyone is eligible — no credit check or employment verification
Helps control debt - you can't overspend!

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Vision Premier® Prepaid Visa® Card

No Credit Check, No Debt, No Interest, No Overdraft Fees
Free Unlimited Purchases - Signature and PIN
Free Customer Service
Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
Free PayFit Credit Builder - Pay Bills and Build Credit for Free
Free Text and Email Alerts and Online Access to Access to Track Spending
Safer Than Cash If Lost of Stolen
Accepted Everywhere Visa Debit Cards are Accepted

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Discover® More® Card - Shamrock

0% APR on Purchases for a FULL 9 months
0% APR on Balance Transfers for a FULL 12 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
No Annual Fee

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0%*Intro APR

12 months*Intro Period

as low as 12.99%*APR

$0.00*Annual Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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