Stored Value Card Offers
Accorded to the Federal Reserve Bank of new York, 'Stored value cards are one of the most dynamic and fastest growing products in the financial industry. Anyone who makes purchases with a merchant gift card, places phone calls with a prepaid telephone card, or buys goods or services with a prepaid debit card is using a stored value card'. If you would like the convenience of a credit card, but are unable to qualify for a traditional credit card (or choose not to have one) a stored value card may work for you. A stored value credit card is similar to a debit card. Money that you have 'stored' is withdrawn as you use the card. With a debit card, the 'stored' money would be in your checking account. A stored card is not attached to a checking account. As one expect said, it is for the 'unbanked'. Commercial tax preparers are offering to place your refund from the IRS on a stored value... Some cards charge an activation fee, ATM fees and monthly fees. Review the offers and determine which card is most beneficial for you. Feel secure while applying online.
Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.
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