Simmons First Visa® Platinum Rewards


Simmons First Visa® Platinum Rewards

Consumer (Premium) Credit Card -- Simmons First Bank Card Offers.


Basic Information

  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

N/A*Intro APR

N/A*Intro APR Period

$0.00*Annual Fee

Excellent*Credit Needed

25 days*Grace Period

$29.00*Late Payment Fee

APR: 9.25%*
Card Network:Visa
Card Type:- Low Interest Card Offers
- Reward Card

Card Review

The Simmons First Visa Platinum Rewards is the ideal credit card for consumers who like to plan ahead. The card charges a low and fixed interest rate APR leaving it to you to consolidate expenses or make use of credit only for emergency purposes. Either one chosen, you'll always have a credit card that guarantees the minimum benefit of a platinum rewards card.

No annual fee is charged.

Cardholders who enroll into the travel rewards program will earn one point on every dollar spent. Reward options are mostly travel related with hotels, cruises, restaurant, car rental, and air travel benefits on US airlines. Redeeming points for air travel comes with no blackout dates and seat restrictions. Redeeming cardholders also have choice of ticket class.

Additional card benefits include travel insurance, emergency cash and card replacement, car rental loss/damage waiver, and global acceptance in over 200 countries.

Rewards & Benefits

Reward Types:- Travel Rewards Credit Card Offers
- Universal Rewards Credit Card Offers
Rewards:- 1 point per net dollar spent
* The program offers a one-stop process for redemption and is supported by a toll-free service number.
Other Benefits:- Auto Rental Insurance
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases:9.25%* ()
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:0.00%

Cash Advances

APR on Cash Advances:12.95%
Cash Advance Fee:3.00%
Minimum Fee:$4.00
Maximum Fee:$50.00

Other Fees

Additional Fees: Convenience Check: 12.95%
Penalty Rate: 16.95%*

Notes

The information provided for the Simmons First Visa® Platinum Rewards is considered to be accurate at the time of posting (Oct 22, 2009). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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