Simmons First Visa® Platinum
Consumer (Premium) Credit Card -- Simmons First Bank.
Basic Information
- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
N/A* Intro APR
N/A*Intro APR Period
$0.00*Annual Fee
Excellent*Credit Needed
25 days*Grace Period
$29.00*Late Payment Fee
Card Review
The Simmons First Visa Platinum credit card is issued by Simmons First National Bank. It is a low rate card designed for consumers who want a simple card with the unique benefits available on platinum card. The card charges a fixed APR that would not change with the U.S. prime rates. This gives a measure of stability in terms of knowing how much you'll accumulate when paying back in instalments.
No annual fee is charged.
Additional benefits such as travel insurance, emergency cash and card replacement, and car rental loss/damage waiver come at no extra cost on meeting certain terms. Cardholders will have the opportunity to check online statements over the internet through its online banking service. This Visa card grants global acceptance; most business that accept credit cards would accept a Visa credit card as a form of payment.
Rewards & Benefits
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement
Card Finance & Rates
Cash Advances
Other Fees
Penalty Rate: 15.25%
Transaction Fee for Convenience Checks: 3.00% of the amount, but not less than $4.00 nor more than $50.00
Notes
The information provided for the Simmons First Visa® Platinum is considered to be accurate at the time of posting (Nov 17, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
