READYdebit® Visa® Prepaid Card
Consumer (Stored Value) Credit Card -- The Bancorp Inc..
Basic Information
- 100% Guaranteed Approval* – No Credit Checks
- Free Direct Deposit – paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- No Overdraft Fees or Balance Minimums
N/A* Intro APR
N/A*Intro APR Period
N/A*Annual Fee
Bad Credit OK*Credit Needed
N/A*Grace Period
N/A*Late Payment Fee
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
Card Review
READY Debit Visa Prepaid Card is a prepaid debit card designed for consumers who feel the need to go away from the high fees and interest associated with credit cards. Those individuals having bad credit or perhaps, the prudent spender who'd like to make an expense as he earns will find this prepaid card a useful tool to avoiding accumulated credit debt.
With online bill payment, card members do not incur the stress of paying a bill themselves - all they need do is log unto their online accounts and send payment to a respective biller for a $4 fee.
VISA's Zero liability policy means if an intruder makes an unauthorized purchase or transaction using this card, the card member doesn't incur any liability.
Members are allowed to secure up to 2 additional cards for added convenience,
Benefits
- Visa's Zero Liability
- 24/7 customer service
*See Terms and Conditions of the card
Card Finance & Rates
Other Fees
ATM Withdrawal: $2.25
ATM Withdrawal Decline: FREE
Automated Phone Account Access: FREE
Bank ACH Transfer: FREE
Bank Teller Cash Advance: $5.00
Currency Conversion: 2%
Direct Deposit: FREE
Expedited Card Delivery: $50.00
Live Customer Service (per month): 1 Free
Monthly Fee: $9.95*
Negative Balance Fee: N/A
Online Account Access: FREE
PIN Transaction: FREE
POS Transaction Decline: FREE
Paper Statement: $2.00
Replacement Card: $10.00
Retail Cash Load: FREE
Secondary Card (Max 1 card): $10.00
Signature Transaction: FREE
U.S. ATM Balance Inquiry: FREE
Notes
The information provided for the READYdebit Visa Prepaid Card is considered to be accurate at the time of posting (Nov 30, 2011). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
