Public Savings Bank Secured Black Card
Consumer (Secured) Credit Card -- Public Savings Bank Cards.
Basic Information
- 0% APR for 6 months on purchases
- No annual fee
- We report to all 3 credit bureaus
- No minimum credit score, no income/employment verifications
- 20 day grace period
- Use the card everywhere you see the VISA logo
- Lifetime credit limits up to $10,000
0%*Intro APR
6 months*Intro APR Period
$0.00*Annual Fee
Bad Credit OK*Credit Needed
25 days*Grace Period
$20.00*Late Payment Fee
- Guaranteed Approval Card Offers
Card Review
Public Savings Bank Secured Black Card is a low cost secured credit card giving cardholders the full benefits of a visa card. Credit reporting to all 3 major credit bureaus ensures cardholders who display good repayment build good credit over time. Accepted applicants are required to make a security deposit into an FDIC account with the card issuer. Deposits may range from $300 to $250,000. Every cardholder gets same amount of credit as is deposited into the card account.
Purchase APR is highly competitive and cardholders do not incur any interest over a midterm period.
There is no annual fee.
Online applicants will receive a response within a few hours. Credit, income, or employment is not a factor employed in approving or disapproving applicants.
Additional benefits come as a result of the Visa network. Cardholders purchasing rental cars are covered by auto rental insurance. Emergency card replacement ships another copy of the card once it's report as lost or stolen.
Benefits
- Choose your credit limit-up to $1000
- $0 fraud liability
- Report to all 3 major credit bureaus
- Friendly Customer Service
- Fee 24-hour online account access
- Auto collision damage
- Emergency card replacement
Card Finance & Rates
Notes
The information provided for the Public Savings Bank Secured Black Card is considered to be accurate at the time of posting (Jan 21, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
