Prepaid Debit Card Offers

A prepaid credit card is very similar to a debit card. There must be adequate money in the prepaid card account to cover purchases. To be entirely correct, these are not credit cards because no credit is extended by the credit card company. Approval is quick and easy because a credit check is unnecessary. Naturally, there is no interest rate, though some credit card companies charge a monthly fee. Visa and Mastercard offer pre-paid cards, so they can be used for purchases just as one would use a regular credit card. Another benefit, you cannot go into debt using a prepaid credit card. Some companies offer credit rebuilder options if you are attempting to recover from a less than optimal credit history or a bankruptcy. Compare prepaid debit card offers and apply secure online.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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BillMyParents Prepaid MasterCard
  • Teen debit card benefits
  • Instantly Lock and Unlock the card
  • No credit checks and No credit risk
  • Lower fees than bank cards
  • Safer than cash with lost card protection
  • Family and friends can load it
  • Strict spending limits and easy monitoring
  • Use at millions of locations worldwide

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

5.0


Bank Freedom Prepaid MasterCard
  • Surcharge-Free ATM Network at over 18,000 ATMs
  • NO Card Issuance Fee - NO Activation Fee
  • $0 Monthly with Direct Deposit $350/month or cash load $700/month
  • Free Live Customer Service - 24 hours per day 7 days per week
  • Free Text and Email Alerts and Online Account Access
  • Send Paper Checks and Electronic Bill Pay to Anyone

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.0


Baby Phat Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

N/AOpening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


American Express Prepaid Card
  • No annual fees or monthly fees
  • No purchase fees or overdraft fees
  • No credit check required
  • Purchase Protection
  • Fraud Protection
  • Roadside Assistance
  • Award-winning customer service

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


American Express e-Gift Card
  • Delivered in Minutes via email
  • Value between $25 - $200
  • Pay with AMEX Membership Rewards points
  • Flexibility of cash, backed by the trust of American Express
  • Bundled with exclusive savings
  • Custom message on card

$25.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Ally Checking Debit MasterCard
  • No minimum deposit to open
  • No monthly maintenance fees
  • Earn money back with Ally Perks when you shop
  • Free balance alerts
  • Free Online Banking, Bill Pay, and Popmoney
  • Free checks and unlimited check writing
  • No ATM fees at any ATM nationwide
  • Make deposits from home with Ally eCheck Deposit

N/AOpening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

5.0


ACE Elite Visa Prepaid Card
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime Alerts - Get your balance and transactions via text or email
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


AccountNow Prepaid Visa Card
  • Guaranteed Approval * - Upon Successful ID Verification
  • No Credit Check
  • No Overdraft Fees
  • No Bounced Checks
  • No Minimum Balance
  • No CheckSystem's Verification
  • Instant Account Number
  • Easy Online Bill Pay
  • No Monthly Fee

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.0


AccountNow Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $0 Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


AccountNow Gold Visa Prepaid Card
  • No Credit Check
  • No Minimum Balance
  • No late/ overdraft fees
  • Instant Account Number
  • Free Direct Deposit †
  • Easy Online Bill Pay
  • Purchase Rewards
  • $0 Activation Fee
  • VIP Customer Service † Cardholder fees may apply. Consult your cardholder agreement.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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