Prepaid Debit Card Offers

A prepaid credit card is very similar to a debit card. There must be adequate money in the prepaid card account to cover purchases. To be entirely correct, these are not credit cards because no credit is extended by the credit card company. Approval is quick and easy because a credit check is unnecessary. Naturally, there is no interest rate, though some credit card companies charge a monthly fee. Visa and Mastercard offer pre-paid cards, so they can be used for purchases just as one would use a regular credit card. Another benefit, you cannot go into debt using a prepaid credit card. Some companies offer credit rebuilder options if you are attempting to recover from a less than optimal credit history or a bankruptcy. Compare prepaid debit card offers and apply secure online.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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FlexCard Ultimate Credit Building Prepaid Visa Card
  • All credit types accepted
  • $1500 Cash Advance Available - Applicants must have checking account
  • Best card for building credit! Reports to major bureaus monthly
  • $69 one time security deposit upon approval (No Annual/Hidden fees)
  • Acceptance at millions of locations worldwide

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


NetSpend Visa Prepaid Debit Card
  • 100% Approval - No credit check required*
  • Free Direct Deposit - Get paid up to 2 days faster**
  • Free Online Cardholder-to-Cardholder Transfers
  • Optional Savings Account with a 5.00% APY**

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


Pink ACE Elite Visa  Prepaid Card
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


nFinanSe Discover Network Reloadable Prepaid Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions, bank-to-card transfer
  • FREE 24/7 bilingual customer service
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


nFinanSe Visa Reloadable Prepaid Debit Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions
  • FREE 24/7 bilingual customer service
  • FREE bank-to-card transfer
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


OmniCard Prepaid MasterCard
  • No Credit Check or bank account required
  • Create your own card from a photograph
  • No Overdraft Fees
  • Shop on-line
  • Track your spending for improved financial management
  • Pay your bills online
  • Get cash from millions of ATMs worldwide
  • Pay your bills including cable, cell phone & other bills

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


Modern Cash Prepaid MasterCard
  • $10 credit each month that you Direct Deposit at least $2,000 to your card
  • Optional Overdraft Protection Product
  • Free Unlimited US Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


RewardsRunnerTM Visa Prepaid Card
  • Free Direct Deposit
  • No Overdraft Fees or interest charges
  • No credit check. Guaranteed Approval*
  • Email & SMS account alerts
  • Cash back rewards & discounts at hundreds of online retailers
  • Load cash at more than 100,000 retail locations
  • FREE unlimited purchase transactions
  • Pay and manage your bills

N/A* Intro APR

N/A*Intro Period

N/A*APR

N/A*Annual Fee

4.0


Pr1macard Elite Prepaid MasterCard
  • 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
  • No Interest Charges or Account Balance Minimums
  • FREE Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • Stay Out of Debt, You Only Spend What's on Your Card Balance
  • $5,000.00 Maximum Card Balance
  • Cash Back Capabilities At Supermarkets and Large Retailers

$20.00Opening Min

$12.95*App Fee

N/A*Annual Fee

$1.75ATM Fee

3.0


Pr1macard Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Checks and No Employment Requirements
  • No Interest Charges or Account Balance Minimums
  • FREE Unlimited Purchase Transactions
  • FREE Direct Deposit - No More Check Cashing Fees
  • $500.00 Maximum Card Balance
  • Cash Back Capabilities At Supermarkets and Large Retailers

$20.00Opening Min

$12.95*App Fee

N/A*Annual Fee

$1.75ATM Fee

3.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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