Prepaid Debit Card Offers

A prepaid credit card is very similar to a debit card. There must be adequate money in the prepaid card account to cover purchases. To be entirely correct, these are not credit cards because no credit is extended by the credit card company. Approval is quick and easy because a credit check is unnecessary. Naturally, there is no interest rate, though some credit card companies charge a monthly fee. Visa and Mastercard offer pre-paid cards, so they can be used for purchases just as one would use a regular credit card. Another benefit, you cannot go into debt using a prepaid credit card. Some companies offer credit rebuilder options if you are attempting to recover from a less than optimal credit history or a bankruptcy. Compare prepaid debit card offers and apply secure online.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Wired Plastic Visa Prepaid Card
  • Accepted everywhere VISA debit cards are accepted
  • No Credit Check, Income requirements or bank account required
  • On Demand Alerts - Manage your account via text messaging
  • FREE Online Access to Account
  • FREE Mobile Alerts – Text to your mobile and email
  • FREE Rewards Program – Earn 1 point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit – Eliminate check cashing fees

N/AOpening Min

N/A*App Fee

$47.40*Annual Fee

$1.95ATM Fee

4.5


BuyRIGHT Prepaid MasterCard
  • New - Choose your card design at no extra cost
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No bounced check fees or overdraft fees - Ever
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


AccountNow Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $0 Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


UPside Visa Prepaid Card
  • Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5


Vision Silver(SM) Prepaid MasterCard
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Green Dot Gold Prepaid Visa / MasterCard
  • Get Tax Refund Faster!
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases (see site for details)
  • Reload for free with direct deposit
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


iBankUP Prepaid Visa Card
  • The power of a checking account in one card, even if you have bad credit
  • Write personal checks online, we mail them for you
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0


Univision Prepaid MasterCard
  • No Social Security number needed and no credit check
  • FREE card opening
  • FREE transactions
  • FREE ATM Withdrawals at all Target and other participating locations
  • FREE direct deposit
  • FREE additional cards
  • Double Tax Refund*
  • Optional Spanish application form
  • Spanish & English application forms

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5


EXACT Prepaid MasterCard
  • 100% Approval - No credit check or bank account required*
  • Free direct deposit
  • Use your card anywhere MasterCard is accepted.
  • Reloadable online or at 100,000 locations
  • Up to $5,000 balance limit

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.5


Walmart MoneyCard Visa Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


American Express Prepaid Card
  • No annual fees or monthly fees
  • No purchase fees or overdraft fees
  • No credit check required
  • Purchase Protection
  • Fraud Protection
  • Roadside Assistance
  • Award-winning customer service

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0


Univision Prepaid MasterCard (Español Application)
  • No Social Security number needed and no credit check
  • FREE card opening
  • FREE transactions
  • FREE ATM Withdrawals at all Target and other participating locations
  • FREE direct deposit
  • FREE additional cards
  • Double Tax Refund*
  • Optional Spanish application form
  • Spanish application form

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5


Modern Cash Prepaid MasterCard
  • $10 credit each month that you Direct Deposit at least $2,000 to your card
  • Optional Overdraft Protection Product
  • Free Unlimited US Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


Ally Checking Debit MasterCard
  • No minimum deposit to open
  • No monthly maintenance fees
  • Earn money back with Ally Perks when you shop
  • Free balance alerts
  • Free Online Banking, Bill Pay, and Popmoney
  • Free checks and unlimited check writing
  • No ATM fees at any ATM nationwide
  • Make deposits from home with Ally eCheck Deposit

N/AOpening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

5.0


Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

N/AOpening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Baby Phat Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

N/AOpening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Western Union MoneyWise Prepaid MasterCard
  • FREE: Monthly Maintenance
  • FREE: Online Activation & Statements
  • FREE: Customer Service (Online and Phone)
  • FREE: $10 With Your First Qualifying Direct Deposit.
  • FOUR Convenient Ways to Add Money to Your Account.
  • Protected Funds through MasterCard's Zero Liability Policy.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


mPower Visa Prepaid Card
  • Fast, easy application – No Credit Checks
  • $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
  • No Minimum Balance

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


NetSpend MasterCard Prepaid Debit Card
  • 100% Approval - No credit check required*
  • Free Direct Deposit - Get paid up to 2 days faster
  • Free Online Cardholder-to-Cardholder Transfers
  • Optional Savings Account with a 5.00% APY

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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