Prepaid Debit Card Offers

A prepaid credit card is very similar to a debit card. There must be adequate money in the prepaid card account to cover purchases. To be entirely correct, these are not credit cards because no credit is extended by the credit card company. Approval is quick and easy because a credit check is unnecessary. Naturally, there is no interest rate, though some credit card companies charge a monthly fee. Visa and Mastercard offer pre-paid cards, so they can be used for purchases just as one would use a regular credit card. Another benefit, you cannot go into debt using a prepaid credit card. Some companies offer credit rebuilder options if you are attempting to recover from a less than optimal credit history or a bankruptcy. Compare prepaid debit card offers and apply secure online.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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READYdebit Visa Prepaid Card
  • 100% Guaranteed Approval* – No Credit Checks
  • Free Direct Deposit – paycheck, benefits, tax refunds
  • Free Online Bill Payment & Check Writing
  • No Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5


READYdebit Platinum Visa Prepaid Card
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • Free Credit Score Tracker
  • Free Online Bill Payment & Check Writing
  • No Credit Check, no Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


Walmart MoneyCard MasterCard Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Green Dot Prepaid MasterCard
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases (see site for details)
  • Reload for free with direct deposit
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Prepaid Visa KLS RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


AccountNow Gold Visa Prepaid Card
  • $0 Monthly Fee*
  • Higher Daily and Monthly Limits
  • 100% Guaranteed Card Approval (subject to ID verification)*
  • $25 Cash Bonus When You Use Direct Deposit (See T&C)

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Prepaid Visa Dynasty RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


iBankUP Prepaid Visa Card
  • The power of a checking account in one card, even if you have bad credit
  • Write personal checks online, we mail them for you
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0


Prepaid Visa Pink Diamond RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


PEX Visa Prepaid Card For Business
    Get money to your employees for purchases instantly. Avoid the hassles and costs of traditional credit cards. No other corporate card gives you all these features:
  • Instant funds disbursement to employee cards
  • 24/7 control over where and how much employees can spend
  • Specify spend category or daily limits with online tools
  • Block, remove, or add funds to cards instantly
  • Review spending as it occurs online
  • Monthly reporting
  • Protect your business and personal credit
  • No preset spending limit or line set by a bank – you set your own limits!
  • Simple pricing – no transaction or card load fees, no overdraft or penalty fees
  • Free 2 Month Trial
  • No credit check

$49.95Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


AccountNow Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $0 Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


Green Dot Gold Prepaid Visa / MasterCard
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases (see site for details)
  • Reload for free with direct deposit
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


Baby Phat Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Vision Premier Prepaid Visa Card
  • No Credit Check – Complete the form and we’ll mail your card
  • Free Roadside Assistance
  • 1% Cash Back on Gas Purchases
  • Free Savings Account with 5.65% APY
  • Free Unlimited Purchases - Signature and PIN
  • Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
  • No Debt, No Interest Charges and No Overdraft Fees

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0


Vision Silver(SM) Prepaid MasterCard
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


UPside Student Prepaid Visa Card
  • A card truly designed for the 13-25 age group and their parents
  • Full parental control. Safer than cash
  • Parents can load the card online from their own credit card or checking account
  • Instant online funding, great for emergencies when your child is away from home

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


Prepaid Visa Purple Diamond RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Prepaid Visa Black Diamond RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


mPower Visa Prepaid Card
  • 100% Guaranteed Approval*
  • No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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