The Plum Card® from American Express OPEN
Business (Premium) Credit Card -- American Express Credit Card Offers.
Basic Information
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
- The Everything, Everywhere Trade Terms Card(SM)
- A powerful cash flow management tool
- 1.5% early pay discount or up to 2 months defer pay, interest
- No annual fee for the first year - a $185 savings
- Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
- Pay in full within ten days, get a 1.5% discount.
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free. *See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.
N/A*Intro APR
N/A*Intro APR Period
$0.00*Annual Fee
Excellent*Credit Needed
None**Grace Period
$39.00*Late Payment Fee
- Co-Branded Credit Card Offers
- Instant Decision Card Offers
Card Review
Plum credit Card from American Express OPEN is a charge card for starters. It allows business owners the freedom of credit purchasing but on the condition that all expenses for the month are paid for in full. In many cases, the card permits owners to carry balance for a few months with no interest.
Amongst the many card benefits are travel accident insurance which protects you when on travel; online fraud protection, for frequent internet shoppers; Car Rental Loss and Damage Insurance; Roadside Assistance; Extended Warranty; Purchase and Return Protection.
Internet related features include an online cash management tool, internet account access and online bill payment, an internet account management tool allowing you pay directly or schedule payments whenever you wish.
American Express OPEN Savings is a business specific program allowing business owners like you patronize participating retailers for up to 25% discount.
The Plum card charges a $185 annual fee with additional cards incurring a $45 annual fee.
Get an instant decision within seconds when you apply online.
Rewards & Benefits
- Car Rental Loss and Damage Insurance Plan
- Baggage Insurance Plan
- Travel Accident Insurance
- Emergency Card Replacement
- Identity Theft Assistance
- Emergency Check Cashing
- Global Assist Hotline
Card Finance & Rates
Other Fees
- Additional Plum Cards: $45
Notes
The information provided for the The Plum Card from American Express OPEN is considered to be accurate at the time of posting (Mar 2, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
