READYdebit® Platinum Visa® Prepaid Card
Consumer (Stored Value) Credit Card -- The Bancorp Inc..
Basic Information
- Free Direct Deposit — paycheck, benefits, tax refunds
- Free Credit Score Tracker
- Free Online Bill Payment & Check Writing
- No Credit Check, no Overdraft Fees or Balance Minimums
N/A* Intro APR
N/A*Intro APR Period
N/A*Annual Fee
Bad Credit OK*Credit Needed
N/A*Grace Period
N/A*Late Payment Fee
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
Card Review
The Ready Debit Platinum Prepaid Visa Card is the card to have as it offers a ton of great benefits and features. Never worry about bounced checks and the high fees that go along with them again.
This card also gives you access to online bill pay so you can send checks to any debtor anywhere. There are also other benefits such as direct deposit, free customer service, and the FDIC insures your money. It is a great way to get a handle on spending and teach kids to stick to a budget.
Best of all is that you do not have to spend what could amount to a few hundred dollars per transaction on insufficient fund charges. The more times the request is made the more you get charged. By the time you find out about the whole matter it is too late.
Benefits
- Visa's Zero Liability
*See Terms and Conditions of the card
Card Finance & Rates
Other Fees
ATM Withdrawal: $2.00
ATM Withdrawal Decline: FREE
Automated Phone Account Access: FREE
Bank ACH Transfer: FREE
Bank Teller Cash Advance: $5.00
Currency Conversion: 2%
Direct Deposit: FREE
Expedited Card Delivery: $50.00
Live Customer Service: FREE
Monthly Fee: $14.95*
Negative Balance Fee: N/A
Online Account Access: FREE
PIN Transaction: FREE
POS Transaction Decline: FREE
Paper Statement: $2.00
Replacement Card: $10.00
Retail Cash Load: FREE
Secondary Card: FREE
Signature Transaction: FREE
U.S. ATM Balance Inquiry: FREE
Notes
The information provided for the READYdebit Platinum Visa Prepaid Card is considered to be accurate at the time of posting (Nov 30, 2011). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
