PenFed Promise VISA Card
Basic Information
- Absolutely No Fees!
- Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
- No Balance Transfer Fees
- No Foreign Transaction Fees!
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
7.49%*Intro APR
36 months*Intro APR Period
$0.00*Annual Fee
Good*Credit Needed
25 days*Grace Period
$0.00*Late Payment Fee
Card Review
The PenFed Promise Visa Card is not like other credit cards currently on the market. This credit card is a bold new invention against other credit cards out there today. With the absolutely no fee promise of this credit card, cardholders can enjoy the benefits of not having to pay a list of hefty fee penalties or hidden fees.
Cardholders do not have to worry about balance transfer fees, foreign transaction fees, cash advance fees, late payment fees, over credit limit fees, returned payment fees, or annual fees. In addition to the absolutely no fees promise, cardholders can enjoy the benefit of a no minimum interest charge and the no penalty APR.
Users of this card can also enjoy a low introductory rate that can last up to 36 months when offer is valid. This low rate and lasting introductory rate is virtually non-existent in the credit card market today.
Card Finance & Rates
Other Fees
- Late Payment Fee: None
- Over Credit Limit Fee: None
- Foreign Transaction Fee: None
- Balance Transfer Fee: None
Notes
The information provided for the PenFed Promise VISA Card is considered to be accurate at the time of posting (Apr 22, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
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