Orchard Bank® Visa® Cards
Consumer (Regular) Credit Card -- HSBC Bank.
Basic Information
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
N/A*Intro APR
N/A*Intro APR Period
N/A*Annual Fee
Bad Credit OK*Credit Needed
*Grace Period
N/A*Late Payment Fee
- Instant Decision Card
Card Review
You can use the Orchard Bank Visa card to help rebuild your credit in the United States. Their credit services vary and can change according to your creditworthiness. Free online bill pay helps you keep you track of your statement and automatic monthly reporting to the three major credit bureaus ensure that your good credit standing is repaired efficiently. Zero Fraud Liability is included in their services, which protects you from identity theft, another major source of personal credit problems.
Their cards offer low interests rates for a secured card and decent rates APR for unsecured. The rates can range as 10 to 15% depending on your creditworthiness, and as your credit improves you can qualify for a lower rate. As with most credit cards there is an annual fee that ranges depending on your credit worthiness. Orchard Bank cards are easy to use because they are accepted all over the world.
Card Finance & Rates
Other Fees
Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
Variable Penalty APR: 29.49%
Balance Transfer APR: 7.90%-28.90%
Processing Fee is between $0 and $39, depending upon your creditworthiness.
Notes
The information provided for the Orchard Bank Visa Cards is considered to be accurate at the time of posting (May 27, 2010). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
