Orchard Bank® Classic MasterCard®
Consumer (Regular) Credit Card -- HSBC Bank.
Basic Information
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
N/A* Intro APR
N/A*Intro APR Period
See terms*Annual Fee
Bad Credit OK*Credit Needed
N/A*Grace Period
N/A*Late Payment Fee
- Instant Decision Card
- Low Interest Credit Card
Card Review
Orchard Bank MasterCard is designed for consumers who desire better credit rating. Persons in this category can apply for a unique card. Less qualified candidates may be offered a secure card charging very low interest.
Most members are charged an annual fee. Card members do not partake in a credit rewards program except discount purchasing from select merchants accepting MasterCard.
Members in good standing may qualify for periodic credit limit increases. Unauthorized transactions are not billed on the card member. And members are allowed to choose their own payment due date.
Online account management and automatic bill payment are free features for members to benefit. Orchard Bank will report to the 3 major credit bureaus on regular basis.
Card Finance & Rates
Other Fees
Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250
Variable Penalty APR: 29.49%
Balance Transfer APR: 7.90%-19.90%
Account Processing Fee: $0.00 - $39.00
Notes
The information provided for the Orchard Bank Classic MasterCard is considered to be accurate at the time of posting (Nov 10, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
