New Millennium Bank Secured Gold Visa® Card

New Millennium Bank Secured Gold Visa Card

Consumer (Secured) Credit Card -- New Millennium Bank Card Offers.


Basic Information

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check * Terms and conditions apply.

N/A*Intro APR

N/A*Intro APR Period

$59.00*Annual Fee

Accepts All*Credit Needed

None*Grace Period

$20.00*Late Payment Fee

APR: 19.50%* (Fixed)
Card Network:Visa
Card Type:- Card Offers for Bad Credit
- Guaranteed Approval Card Offers

Card Review

New Millennium Bank Secured Gold Visa Card is a credit card designed for young adults and other individuals in need of building a solid history and improved credit ratings over time. It is a secured credit card charging fixed but highly competitive interest rates.

Cardholders do not avail of cash or points based reward system but still enjoy numerous benefits unavailable on competing secure cards. A travel accident insurance program provides up to $100,000 as compensation in event of accidental dismemberment. Auto rental insurance is applicable to rental cars purchased at participating car rental companies. Additional benefits include extended warranty on purchases, and emergency cash/card replacement.

An annual fee is applicable. Approval is 100% guaranteed, as applicants are not considered based on credit worthiness. Using this card as a tool to rebuilding and improving credit worthiness over time becomes very easy as the issuing bank reports to the three major credit bureaus.

A downside of this card is the absence of a grace period.

Benefits

Other Benefits:- Reports to all 3 credit bureaus
- $100,000 travel accident insurance
- Emergency cash/card replacement
- Auto rental insurance
- Extended warranty for purchases
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases:19.50%* (fixed)
Annual Fee:$59.00*
Minimum Credit Line:$300
Maximum Credit Line:$5,000

Balance Transfers

Balance Transfer:No

Cash Advances

Cash Advance Fee:2.00%
Minimum Fee:$1.00
Maximum Fee:$20.00

Other Fees

Additional Fees: - Co-applicant fee: $12.95
- Rush Processing fee: $12.95

Notes

The information provided for the New Millennium Bank Secured Gold Visa Card is considered to be accurate at the time of posting (Mar 27, 2009). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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