Modern Cash™ Prepaid MasterCard®
Consumer (Stored Value) Credit Card -- First National Bank of Omaha.
Basic Information
- $10 credit each month that you Direct Deposit at least $2,000 to your card
- Optional Overdraft Protection Product
- Free Unlimited US Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
N/A* Intro APR
N/A*Intro APR Period
$0.00*Annual Fee
Bad Credit OK*Credit Needed
N/A*Grace Period
N/A*Late Payment Fee
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
Card Review
The Modern Cash Prepaid MasterCard provides all of the benefits of a MasterCard without any of the negative side effects. The card can be used at locations around the globe as well as at ATM machines to pull out cash. There is online account management to track past spending, learn balances and set up account alerts.
Alerts can be programmed to go to a cardholder's phone to find out about when they need to load their card as well as various other features to stay in control of their money. The card provides a number of ways to load money onto the card and a cardholder can only spend what's on their card.
Overdraft protection service is available and there are never any interest rates on the card, which provides for the easiest way to use a credit card and avoid going into debt. The application for the card is available online and responses take just a few minutes to receive.
Benefits
Card Finance & Rates
Other Fees
ATM Balance Inquiry: $0.50
ATM Declines: $0.50
ATM Withdrawal: $2.50
Account Closure with Check: $15.95
Account to Account: FREE
Additional/Replacement Card: $9.95
Bank Cash Advance: $4.95
Card/Account Reactivation Fee: $19.95
Customer Service: FREE
Insufficient Funds-NSF: $14.95
Intl. ATM Withdrawal: $4.95
Intl. Purchases fee: $2.00
Monthly Maintenance: $9.95
Monthly Statements: FREE
Overdraft Service Fee (Opt-in): $9.95
Purchase (PIN): FREE
Purchase Declines: FREE
Purchases (Signature): FREE
SMS Transaction Updates: FREE
Special Research Fee (per hour): $25.00
Notes
The information provided for the Modern Cash Prepaid MasterCard is considered to be accurate at the time of posting (Jan 25, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
