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Consumer (Regular) Credit Card -- Service Credit Union.

Basic Information

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

25 days*Grace Period

$35.00*Late Payment Fee

APR: 29.99%*
Card Network:Discover®
Card Type:- Card for Bad Credit
- Co-Branded Credit Card
- Instant Decision Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

The Matrix Unsecured Card provides individuals with fair to poor credit the opportunity to get a high quality credit card. While the limit is low, it is unsecured. No security deposit is required to enjoy using the card. The Discover Card is accepted at merchants around the globe.

The card can be used online, over the phone and locally with millions of merchants. The card doesn't have any application fees. The card also reports to the three credit bureaus on a monthly basis. This makes it possible to gain a higher credit score by paying the bill on time. Account management tools provide 24/7 access online.

The credit line, purchasing history and much more can be viewed online. Customer service can also be contacted 24/7 for any inquiries on the account as well as to dispute transactions. The application is available online and applicants can receive a credit decision in minutes.

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Rewards & Benefits

Other Benefits:*See Terms and Condition
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 29.99%*
Annual Fee:$75*
Minimum Credit Line:$300

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:29.99%
Cash Advance Fee:5.00%
Minimum Fee:$5.00

Other Fees

Opening Minimum:$0.00
Application Fee:$0.00
Additional Fees: Foreign transaction fee: 3%
Monthly maintenance fee (billed annually): $144
Returned payment fee: $35.00


The information provided for the Continental Finance Matrix Discover credit card (UnSecured) is considered to be accurate at the time of posting (Jul 2, 2013). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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