Low Interest Credit Card Offers

Some cards herald their low interest rate. Of course, low is a relative term. Interest rates vary on these cards, so some are lower than others. I would suggest comparing the interest rates, as well as the rewards, the introductory offers, balance transfer rates (in case you plan to transfer higher interest balances) and the convenience of applying for the card. Low interest rate may apply to introductory offers also. Introductory offers are time limited and the time period is usually 6 months, 12 months or, you may see a more lengthy 18 months. Consequently, you certainly want to be aware of the initial interest rate, the time period and the fixed rate. Low interest rates are usually offered to customers with good credit. Apply online and begin to enjoy your new low interest rate credit card.

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Citi® Cash Returns Credit Card

Up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
Checks will be sent automatically every time you earn $50 - no calling necessary
0% APR* on balance transfers for up to 12 months
No Annual Fee

0%*Intro APR

Up to 12 months*Intro Period

as low as 9.74%*APR

$0.00*Annual Fee

4.5

Citi® Dividend Platinum Select® Student Card

0% APR* for 6 months on purchases, cash advances and balance transfers
5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
No minimum income or cosigner required
No annual fee
FREE Online Account Management

0%*Intro APR

6 months*Intro Period

P + 8.99%*APR

$0.00*Annual Fee

3.5

Citi® Premier Pass™ Elite Level Card

20,000 bonus points after $600 in purchases made within 3 months of account opening*
2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
1 point for every mile you fly on any airline*
1 point for every mile friends and family fly on tickets purchased with your card*
Get a complimentary companion ticket when you buy a qualifying ticket*

N/A*Intro APR

N/A*Intro Period

as low as P + 8.99%*APR

$75.00*Annual Fee

3.5

HSBC Weekend Card®

2% Cash Back on Every New Net Retail Purchase Made On Saturdays and Sundays
1% Cash Back On New Net Retail Purchases Made Monday Through Friday
No Earnings Caps, Spending Requirements, Tiers, or Point Expiration
No Annual Fee
0% APR On Card Purchases and BT For 12 Months*

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0%*Intro APR

12 months*Intro Period

as low as 8.99%*APR

$0.00*Annual Fee

4.5

Capital One® Platinum Prestige

Save with a 0% intro APR until October 2009 on purchases and balance transfers
Then enjoy a variable APR, now 8.9%
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

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0%*Intro APR

October 2009*Intro Period

8.90% (V)*APR

$0.00*Annual Fee

4.5

Capital One® Platinum Visa

Buy what you've been dreaming of and pay no interest until May 2009 on purchases
Save with a low non-intro variable APR, currently 8.9%
Know you are protected with $0 fraud liability if your card is ever lost or stolen
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping

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0%*Intro APR

May 2009*Intro Period

8.90% (V)*APR

$39.00*Annual Fee

4.0

Capital One® Platinum - Master Card

Buy what you've been dreaming of and pay no interest until May 2009 on purchases
Save with a low non-intro variable APR, currently 8.9%
Know you are protected with $0 fraud liability if your card is ever lost or stolen
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping

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0%*Intro APR

May 2008*Intro Period

8.90% (V)*APR

$39.00*Annual Fee

4.0

Pulaski Bank Gold Visa® Card

Fixed rate APR of 8% and No annual membership fee
0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information

0%*Intro APR

6 months*Intro Period

8.00%*APR

$0.00*Annual Fee

4.5

Citi® Platinum Select® Card for College Student

0% APR* for 6 months on purchases, cash advances and balance transfers
$0 liability on unauthorized purchases
FREE Online Account Management
No minimum income or cosigner required
No annual fee

0%*Intro APR

6 months*Intro Period

P + 7.99%*APR

$0.00*Annual Fee

3.5

Advanta Platinum Business Card with Unlimited Rewards

0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
7.99% Variable APR (based on Prime) on Purchases
NEW! Unlimited Rewards*
No Annual Fee and No Limit on the points you can earn
Get employee cards with no fee and set monthly spending limits per user
$0 Fraud Liability
Personalized card - your company name on the top of the card *See Terms and Conditions for Important Information, Benefits, and Limitations

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0%*Intro APR

15 months*Intro Period

7.99%*APR

$0.00*Annual Fee

4.5

Kiva Credit Card for Business Professionals

Advanta will match your grant to Kiva...dollar for dollar
Unbeatable APR - 0% on balance transfers for 15 months, and 7.99% Fixed APR thereafter
Get 5% statement credit on your first $1,200 each year in grants to Kiva, charitable donations and other eligible purchases.*
No Annual Fee
$0 Fraud Liability *See Terms and Conditions For Important Information, Benefits, and Limitations

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0%*Intro APR

15 months*Intro Period

7.99%*APR

$0.00*Annual Fee

4.5

Advanta Customizable Platinum Business Card with Unlimited Rewards

0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
7.99% Variable APR (Based on Prime) on Purchases
NEW! Unlimited Rewards*
No Annual Fee and No Limit on the Points You Can Earn
Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
$0 Fraud Liability
Personalized Card -- Your Company Name on The Card, Plus Logo or Other Image!
*See Terms and Conditions for Important Information, Benefits, and Limitations

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0%*Intro APR

15 months*Intro Period

7.99%*APR

$0.00*Annual Fee

4.5

Kiva Business Credit Card

Advanta Will Match Your Grant to Kiva...Dollar For Dollar
0% On Balance Transfers For 15 Months, and 7.99% Fixed APR Thereafter
5% Statement Credit On Your First $1,200 Each Year in Grants to Kiva, Charitable Donations and Other Purchases*
No Annual Fee
$0 Fraud Liability *See Terms and Conditions for Important Information, Benefits, and Limitations

0%*Intro APR

15 months*Intro Period

7.99%*APR

$0.00*Annual Fee

5.0

Global Gold Card

0% APR for 12 months, 7.9% thereafter
Up to $10,000 unsecured credit
No Credit Checks
No Employment Verification
Bankruptcy? No Problem?

0%*Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

3.0

Citi® Premier Pass™ Credit Card

10,000 bonus points after $300 in purchases made within 3 months of account opening*
1 point for every dollar spent on all purchases*
1 point for every 3 miles you fly on any airline*
1 point for every 3 miles friends and family fly on tickets purchased with your card*
Redeem points for flights on any airline with no blackout dates* * See Terms and Conditions

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 6.99%*APR

$0.00*Annual Fee

3.5

Pulaski Bank Visa® Card

Fixed rate APR of 6.5%
0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information

0%*Intro APR

6 months*Intro Period

6.50%*APR

$35.00*Annual Fee

5.0

Financial Rewards® Visa® Platinum Plus® Card

Get cash back on net retail purchases ($600 per year)
Earn 5 bonus points with your first purchase
Points do not expire for 5 years
Platinum benefits: Online Banking service, total Security protection, automatic auto rental insurance & more**

0%*Intro APR

6 Billing Cycles*Intro Period

as low as P + 5.99%*APR

$0.00*Annual Fee

4.0

AT&T Universal Savings and Rewards Credit Card

1 ThankYou Point for every $1 you spend on non-AT&T purchases
Up to 10% savings for the first 12 months on AT&T purchases
Receive 30 free AT&T calling minutes monthly
0% APR on balance transfers for up to 12 months
No annual fee

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0%*Intro APR

Up to 12 months*Intro Period

as low as P + 4.99%*APR

$0.00*Annual Fee

4.0

IberiaBank Visa Platinum Rewards Card

1 Bonus Point for Every $1 in Qualifying Net Retail Purchases
Turn Your Points into Hotel, Gift, or Experiential Rewards
Travel Accident Coverage Up to $1,000,000
No Annual Membership Fee
0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
No Transaction Fee for Balance Transfers

0%*Intro APR

6 months*Intro Period

as low as P + 4.00%*APR

$0.00*Annual Fee

4.5

IberiaBank Visa® Gold Cash Back Rewards Card

1% in Cash Back Credit on All Qualifying Purchases
No Limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
Travel Accident Coverage Up to $500,000
No Annual Membership Fee
0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date.
No Transaction Fee for Balance Transfers

0%*Intro APR

6 months*Intro Period

as low as P + 4.00%*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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