Low Interest Credit Card Offers

Some cards herald their low interest rate. Of course, low is a relative term. Interest rates vary on these cards, so some are lower than others. I would suggest comparing the interest rates, as well as the rewards, the introductory offers, balance transfer rates (in case you plan to transfer higher interest balances) and the convenience of applying for the card. Low interest rate may apply to introductory offers also. Introductory offers are time limited and the time period is usually 6 months, 12 months or, you may see a more lengthy 18 months. Consequently, you certainly want to be aware of the initial interest rate, the time period and the fixed rate. Low interest rates are usually offered to customers with good credit. Apply online and begin to enjoy your new low interest rate credit card.


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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Citi Cash Returns Credit Card
  • Up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
  • Checks will be sent automatically every time you earn $50 - no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No Annual Fee

0%*Intro APR

Up to 12 months*Intro Period

as low as 9.74%*APR

$0.00*Annual Fee

4.5


Citi Diamond Preferred Card
  • 0% APR on purchases and balance transfers for up to 12 months
  • Low APR rates after introductory period
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 3.74%*APR

$0.00*Annual Fee

3.5


Citi Diamond Preferred Rewards Card
  • 0% APR* on balance transfers for 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases
  • Earn 1 ThankYou Point on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions

0%*Intro APR

Up to 12 months*Intro Period

as low as 10.24%*APR

$0.00*Annual Fee

3.5


Citi Dividend Platinum Select Student Card
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
  • No minimum income or cosigner required
  • No annual fee
  • FREE Online Account Management

0%*Intro APR

6 months*Intro Period

P + 8.99%*APR

$0.00*Annual Fee

3.5


Citi Platinum Select Card for College Student
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • FREE Online Account Management
  • No minimum income or cosigner required
  • No annual fee

0%*Intro APR

6 months*Intro Period

P + 7.99%*APR

$0.00*Annual Fee

3.5


Citi Platinum Select Credit Card
  • 0% APR on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • Secure, free online account management
  • $0 liability on unauthorized purchases
  • Apply online and get an instant response

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 3.49%*APR

$0.00*Annual Fee

3.5


Citi Premier Pass Credit Card
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • 1 point for every dollar spent on all purchases*
  • 1 point for every 3 miles you fly on any airline*
  • 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates* * See Terms and Conditions

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 6.99%*APR

$0.00*Annual Fee

3.5


Citi Premier Pass Elite Level Card
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • 1 point for every mile you fly on any airline*
  • 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*

N/A*Intro APR

N/A*Intro Period

as low as P + 8.99%*APR

$75.00*Annual Fee

3.5


Clear Card from American Express
  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees
  • Get $25 worth AMEX shopping card when you spend $2,500
  • Flexible Payment Terms
  • User-friendly credit report and score
  • World class Cardmember benefits

0%*Intro APR

12 months*Intro Period

as low as 13.49%*APR

$0.00*Annual Fee

4.0


Discover Business Card
  • 0% Intro APR* for 12 months on Purchases
  • 3.9% Intro APR* for 6 months on Balance Transfers
  • Apply Now and Get $100 Cashback Bonus**
  • 5% Cashback Bonus® on office supplies*
  • 2% Cashback Bonus® on gas*
  • 5 to 20% Cashback Bonus at top retailers through Discover's online shopping site
  • Free Employee cards with customizable limits and reporting

0%*Intro APR

12 months*Intro Period

12.99%*APR

$0.00*Annual Fee

4.0


Discover Business Miles Card
  • 0% Intro APR* for 12 months on Purchases
  • 3.9% Intro APR* for 6 months on Balance Transfers
  • 12,000 Bonus Miles*
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Get up to 1 Mile per dollar on all other purchases
  • Travel with no restrictions: book any airline, any date, any seat

0%*Intro APR

12 months*Intro Period

12.99%*APR

$0.00*Annual Fee

4.5


Discover More Card
  • Get a $50 Cashback Bonus When You Make $500 in Purchases Within the First 3 Months*
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - American Flag

Discover More Card - American Flag
  • 5% Cashback Bonus* in categories that change
  • 5% to 20% Cashback Bonus when you shop online
  • Up to 1% Cashback Bonus on all other purchases**
  • Unlimited cash rewards
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Caribbean Monogram

Discover More Card - Caribbean Monogram
  • Personalized card that displays your first initial
  • 1% Cashback Bonus on all other purchases
  • 5% Cashback Bonus in popular categories
  • No annual fee
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover More Card - Clear
  • 0% Introductory APR*
  • 5% Cashback Bonus in popular categories that change
  • 5% to 20% Cashback Bonus at top online retailers*
  • $0 Fraud Liability
  • FREE additional Cards

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover More Card - Monogram
  • Choose your personalized card design
  • 0% Intro APR*
  • 5% Cashback Bonus in categories that change
  • 5% to 20% Cashback Bonus at top retailers
  • 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Navy Blue Monogram

Discover More Card - Navy Blue Monogram
  • Displays your first and last initials
  • 0% Intro APR*
  • 5% Cashback Bonus in popular categories
  • 5% CashBack Bonus at top retailers
  • 1% Cashback Bonus on all other purchases
  • $0 Fraud Liability Guarantee

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Pewter Monogram

Discover More Card - Pewter Monogram
  • Displays your first and last initials
  • 1% Cashback Bonus on all other purchases
  • 5% Cashback Bonus in popular categories
  • 5% Cashback Bonus for online purchases
  • $0 Fraud Liability Guarantee
  • No annual fee
  • Fraud specialists dedicated to helping you 24/7

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Sealife Collection

Discover More Card - Sealife Collection
  • 5% Cashback Bonus® in categories that change
  • 5% to 20% Cashback Bonus at top online retailers*
  • 1% Cashback Bonus on all other purchases**
  • 6 different Sealife card designs
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Wildlife Collection

Discover More Card - Wildlife Collection
  • 0% Introductory APR*
  • 5% to 20% Cashback Bonus at top online retailers*
  • 5% Cashback Bonus in categories that change often
  • 1% Cashback Bonus on all other purchases**
  • 6 different Wildlife card designs
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


More: | 1 | 2 | 3 | 4 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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