Low Interest Card Offers

Some cards herald their low interest rate. Of course, low is a relative term. Interest rates vary on these cards, so some are lower than others. I would suggest comparing the interest rates, as well as the rewards, the introductory offers, balance transfer rates (in case you plan to transfer higher interest balances) and the convenience of applying for the card. Low interest rate may apply to introductory offers also. Introductory offers are time limited and the time period is usually 6 months, 12 months or, you may see a more lengthy 18 months. Consequently, you certainly want to be aware of the initial interest rate, the time period and the fixed rate. Low interest rates are usually offered to customers with good credit. Apply online and begin to enjoy your new low interest rate credit card.

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Capital One® Spark℠ Miles for Business

Earn 2 miles per dollar on every purchase, every day
Get 10,000 bonus miles - just spend $1,000 within the first 3 months
Receive 5,000 bonus miles by signing up for one or more employee cards
Enjoy exclusive, award-winning customer service
$0 intro annual fee for the first year; $59 after that
There's no limit to the amount of miles you can earn and miles don't expire
Redeem miles for travel, cash back, gift cards, merchandise, and more
Fly on any airline, anytime, with no blackout dates or seat restrictions

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N/A* Intro APR

N/A*Intro Period

APR: 13.90% Variable on Purchases and BT

$59.00*Annual Fee

4.0

Capital One® Rewards No Hassle Cash Credit Card

2% cash back on gas and groceries
1% cash back on all other purchases
BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
No limit on the cash you can earn and cash won't expire
Redeem cash rewards any time for any amount, even set up automatic redemption
0% intro APR on purchases until November 2012
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

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0%* on purchasesIntro APR

until November 2012*Intro Period

APR: 17.9% - 22.90% Variable on Purchases and BT

$39.00*Annual Fee

4.5

Capital One® Spark℠ Cash for Business

Earn 2% cash back on every purchase, every day
Get a $100 cash bonus - just spend $1,000 within the first 3 months
Receive a $50 cash bonus by signing up for one or more employee cards
Enjoy award-winning small business customer service
$0 intro annual fee for the first year; $59 after that
Redeem cash rewards anytime, for any amount, even set up automatic redemption
Earn unlimited cash rewards that don't expire

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N/A* Intro APR

N/A*Intro Period

APR: 13.90% Variable on Purchases and BT

$59.00*Annual Fee

4.0

Discover® Student Card - $25 Cash Back

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Receive a $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

12 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

PenFed Premium Travel Rewards American Express® Card

No annual fee
5x points on airfare purchases and 1x points on all other purchases
20,000 bonus points upon spending $650 in the first 3 months
Complimentary concierge service
Exceptional travel offers and discounts
VIP airport lounge access with $15,000 in annual spend
You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR -- lower than most rewards cards!
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until February 2013
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® Cash Credit Card

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash rewards that don't expire
Redeem cash rewards anytime for any amount, even set up automatic redemption
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until February 2013

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0%* Intro APR

until February 2013*Intro Period

APR: 12.90% - 20.90% Variable on Purchases and BT

$0.00*Annual Fee

4.0

Discover® Motiva℠ Card

Earn Cashback Bonus for your good credit management
0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
No annual membership fee

0%* Intro APR

up to 12 months*Intro Period

12.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

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N/A* Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

Simmons First Visa® Platinum

Low 7.25% standard purchase APR
Platinum card benefits
Excellent credit required - applicants that do not have excellent credit will not be approved
No balance transfer fee for balances transferred in response to this online offer
No annual fee

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N/A* Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0

Maximum Rewards Platinum Edition® Visa® Card

0% Intro APR for 12 billing cycles on balance transfers
0% Intro APR for 6 billing cycles on purchases
No annual fee
Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
Use rewards for travel, merchandise, gift cards and more

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0%* Intro APR

12 months*Intro Period

19.99% - 11.99% (V)*APR

$0.00*Annual Fee

4.5

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

11.99% - 10.99% (V)*APR

$60.00*Annual Fee

4.5

Discover® Student Card - Monogram Collection

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

3.0

Platinum Zero® Secured Visa® Credit Card from Applied Bank

ZERO - 0% FIXED APR on Purchases - No Intro Rates!
ZERO - 0% Rate Won't Change - Even If You're Late!
ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
ZERO Application Fees
ZERO Worries - FREE Personal ID Theft Protection
ZERO Delays - Timely CREDIT Bureau Reporting

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.5

Orchard Bank® Classic MasterCard®

An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date

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N/A* Intro APR

N/A*Intro Period

14.90%-19.90%, or 7.90% (V)*APR

See terms*Annual Fee

4.0

Orchard Bank® Visa® Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date

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N/A* Intro APR

N/A*Intro Period

14.90%-19.90%, or 7.90% (V)*APR

See terms*Annual Fee

4.0

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information
Low Annual Fee of $35.00.

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0%* Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50% (V)*APR

$35.00*Annual Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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