Low Interest Credit Card Offers

Some cards herald their low interest rate. Of course, low is a relative term. Interest rates vary on these cards, so some are lower than others. I would suggest comparing the interest rates, as well as the rewards, the introductory offers, balance transfer rates (in case you plan to transfer higher interest balances) and the convenience of applying for the card. Low interest rate may apply to introductory offers also. Introductory offers are time limited and the time period is usually 6 months, 12 months or, you may see a more lengthy 18 months. Consequently, you certainly want to be aware of the initial interest rate, the time period and the fixed rate. Low interest rates are usually offered to customers with good credit. Apply online and begin to enjoy your new low interest rate credit card.


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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Discover® Student Card - Key Lime Monogram

Discover Student Card - Key Lime Monogram
  • Personalized card (displays first initial)
  • Build your credit history
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • Easy Online Account Management tools

0%*Intro APR

See T&C.*Intro Period

13.99%*APR

$0.00*Annual Fee

3.0


Discover® Student Card - Onyx Monogram

Discover Student Card - Onyx Monogram
  • Personalized card (displays first and last initials)
  • 0% Intro APR*
  • No annual fee
  • 0$ Fraud Liability guarantee

0%*Intro APR

See T&C.*Intro Period

13.99%*APR

$0.00*Annual Fee

3.0


Discover® Student Card - Flamingo Monogram

Discover Student Card - Flamingo Monogram
  • Earn more cash in more ways than anyone else*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus when you shop online*
  • Double rewards with more than 80 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

0%*Intro APR

See T&C.*Intro Period

13.99%*APR

$0.00*Annual Fee

3.0


Global Gold Card
  • 0% APR for 12 months, 7.9% thereafter
  • Up to $10,000 unsecured credit
  • No Credit Checks
  • No Employment Verification
  • Bankruptcy? No Problem?

0%*Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

3.0


Citi Diamond Preferred Card
  • 0% APR on purchases and balance transfers for up to 12 months
  • Low APR rates after introductory period
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 3.74%*APR

$0.00*Annual Fee

3.5


Citi Diamond Preferred Rewards Card
  • 0% APR* on balance transfers for 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases
  • Earn 1 ThankYou Point on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions

0%*Intro APR

Up to 12 months*Intro Period

as low as 10.24%*APR

$0.00*Annual Fee

3.5


Citi Platinum Select Credit Card
  • 0% APR on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • Secure, free online account management
  • $0 liability on unauthorized purchases
  • Apply online and get an instant response

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 3.49%*APR

$0.00*Annual Fee

3.5


Citi Platinum Select Card for College Student
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • FREE Online Account Management
  • No minimum income or cosigner required
  • No annual fee

0%*Intro APR

6 months*Intro Period

P + 7.99%*APR

$0.00*Annual Fee

3.5


AT&T Universal Savings Platinum Card
  • Up to 10% savings for the first 12 months on AT&T purchases
  • Up to 5% savings after introductory period
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month
  • 0% APR on balance transfers for up to 12 months
  • No annual fee

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 3.99%*APR

$0.00*Annual Fee

3.5


Citi Dividend Platinum Select Student Card
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter
  • No minimum income or cosigner required
  • No annual fee
  • FREE Online Account Management

0%*Intro APR

6 months*Intro Period

P + 8.99%*APR

$0.00*Annual Fee

3.5


Citi Premier Pass Credit Card
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • 1 point for every dollar spent on all purchases*
  • 1 point for every 3 miles you fly on any airline*
  • 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates* * See Terms and Conditions

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 6.99%*APR

$0.00*Annual Fee

3.5


Citi Premier Pass Elite Level Card
  • 20,000 bonus points after $600 in purchases made within 3 months of account opening*
  • 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • 1 point for every mile you fly on any airline*
  • 1 point for every mile friends and family fly on tickets purchased with your card*
  • Get a complimentary companion ticket when you buy a qualifying ticket*

N/A*Intro APR

N/A*Intro Period

as low as P + 8.99%*APR

$75.00*Annual Fee

3.5


Capital One Platinum - Good Credit
  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee

0%*Intro APR

October 2009*Intro Period

12.90% (V)*APR

$0.00*Annual Fee

3.5


Discover® More® Card - Sealife Collection

Discover More Card - Sealife Collection
  • 5% Cashback Bonus® in categories that change
  • 5% to 20% Cashback Bonus at top online retailers*
  • 1% Cashback Bonus on all other purchases**
  • 6 different Sealife card designs
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover More Card
  • Get a $50 Cashback Bonus When You Make $500 in Purchases Within the First 3 Months*
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover More Card - Clear
  • 0% Introductory APR*
  • 5% Cashback Bonus in popular categories that change
  • 5% to 20% Cashback Bonus at top online retailers*
  • $0 Fraud Liability
  • FREE additional Cards

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


AT&T Universal Savings and Rewards Credit Card
  • 1 ThankYou Point for every $1 you spend on non-AT&T purchases
  • Up to 10% savings for the first 12 months on AT&T purchases
  • Receive 30 free AT&T calling minutes monthly
  • 0% APR on balance transfers for up to 12 months
  • No annual fee

0%*Intro APR

Up to 12 months*Intro Period

as low as P + 4.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Navy Blue Monogram

Discover More Card - Navy Blue Monogram
  • Displays your first and last initials
  • 0% Intro APR*
  • 5% Cashback Bonus in popular categories
  • 5% CashBack Bonus at top retailers
  • 1% Cashback Bonus on all other purchases
  • $0 Fraud Liability Guarantee

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


Discover® More® Card - Wildlife Collection

Discover More Card - Wildlife Collection
  • 0% Introductory APR*
  • 5% to 20% Cashback Bonus at top online retailers*
  • 5% Cashback Bonus in categories that change often
  • 1% Cashback Bonus on all other purchases**
  • 6 different Wildlife card designs
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts

0%*Intro APR

See T&C.*Intro Period

9.99%*APR

$0.00*Annual Fee

4.0


IberiaBank Visa Classic
  • No annual membership fee
  • 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date
  • No transaction fee for balance transfers
  • 25 day grace period
  • Online access to credit card account information

0%*Intro APR

6 months*Intro Period

as low as P + 3.00%*APR

$0.00*Annual Fee

4.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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