Low Interest Card Offers

Some cards herald their low interest rate. Of course, low is a relative term. Interest rates vary on these cards, so some are lower than others. I would suggest comparing the interest rates, as well as the rewards, the introductory offers, balance transfer rates (in case you plan to transfer higher interest balances) and the convenience of applying for the card. Low interest rate may apply to introductory offers also. Introductory offers are time limited and the time period is usually 6 months, 12 months or, you may see a more lengthy 18 months. Consequently, you certainly want to be aware of the initial interest rate, the time period and the fixed rate. Low interest rates are usually offered to customers with good credit. Apply online and begin to enjoy your new low interest rate credit card.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Platinum Zero Secured Visa Credit Card from Applied Bank
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won't Change - Even If You're Late!
  • ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.5


IberiaBank Visa Classic
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

1.99%* Intro APR

6 months*Intro Period

13.25% - 7.25% (V)*APR

$0.00*Annual Fee

4.0


Simmons First Visa® Platinum
  • Low 7.25% standard purchase APR
  • Platinum card benefits
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee

N/A* Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0


Orchard Bank Classic MasterCard
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date

N/A* Intro APR

N/A*Intro Period

14.90%-19.90%, or 7.90% (V)*APR

See terms*Annual Fee

4.0


Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%* Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0


Orchard Bank Visa Cards
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date

N/A* Intro APR

N/A*Intro Period

14.90%-19.90%, or 7.90% (V)*APR

See terms*Annual Fee

4.0


IberiaBank Visa Platinum Rewards Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information

1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

4.5


IberiaBank Visa Gold Cash Back Rewards Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

5.0


Simmons First Visa® Platinum Rewards
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

N/A* Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0


Applied Bank Secured Visa Gold Credit Card
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Choose Your Credit Limit - From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country

N/A* Intro APR

N/A*Intro Period

9.99%*APR

$50.00*Annual Fee

5.0


PenFed Promise VISA Card
  • Absolutely no fees!
  • 7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • No Foreign Transaction Fees!
  • You must be a Pentagon Federal Credit Union member to apply.

7.49%* Intro APR

36 months*Intro Period

9.99% (V)*APR

$0.00*Annual Fee

5.0


Chase Freedom Visa Card - As Low as 9.99% APR
  • 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
  • 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
  • $50 Bonus Cash Back after your first purchase
  • 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
  • You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Cash back rewards never expire.
  • No Annual Fee*

0%* Intro APR

See T&C*Intro Period

as low as 9.99% (V)*APR

$0.00*Annual Fee

5.0


Escape by Discover Card
  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

6 months*Intro Period

11.99% - 10.99% (V)*APR

$60.00*Annual Fee

4.5


IberiaBank Visa Select
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
  • Low Annual Fee of $35.00.

0%* Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50% (V)*APR

$35.00*Annual Fee

4.5


Maximum Rewards Platinum Edition Visa Card
  • 0% Intro APR for 12 billing cycles on balance transfers
  • 0% Intro APR for 6 billing cycles on purchases
  • No annual fee
  • Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
  • Use rewards for travel, merchandise, gift cards and more

0%* Intro APR

12 months*Intro Period

19.99% - 11.99% (V)*APR

$0.00*Annual Fee

4.5


Chase Freedom Visa - $100 Bonus Cash Back (0% APR)
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

0%* Intro APR

6 months*Intro Period

as low as 11.99% (V)*APR

$0.00*Annual Fee

5.0


PenFed Premium Travel Rewards American Express Card
  • No annual fee
  • 5x points on airfare purchases and 1x points on all other purchases
  • 20,000 bonus points upon spending $650 in the first 3 months
  • Complimentary concierge service
  • Exceptional travel offers and discounts
  • VIP airport lounge access with $15,000 in annual spend
  • You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5


Ink Cash Business Card
  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*

0%* Intro APR

6 months*Intro Period

13.24% (V)*APR

$0.00*Annual Fee

5.0


Capital One Spark Cash for Business
  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

N/A* Intro APR

N/A*Intro Period

APR: 13.90% Variable on Purchases and BT

$59.00*Annual Fee

4.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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