Journey℠ Student Rewards from Capital One®
Student (Regular) Credit Card -- Capital One.
Basic Information
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
N/A* Intro APR
N/A*Intro APR Period
$0.00*Annual Fee
Fair*Credit Needed
25 days*Grace Period
Up to $35*Late Payment Fee
Card Review
Part of growing up in the United States is taking on new responsibilities. As you reach the college years, credit is one thing that begins to loom in the distance. It is important to start building credit early and developing solid financial base because higher levels of credit may be necessary in your future. This card, from Capital one, could be one such tool that helps you with your financial endeavors.
What many people like most about this card is that it will send you text and e-mail alerts regarding different aspects of your account. This could serve to remind you to make a payment or to let you know when you are approaching your credit limit. As a student whose mind is fettered with exams and a social life, automatic reminders are a convenient tool that can help your learn how to fit your credit into your busy life.
Rewards & Benefits
- Universal Reward Cards
- You will be awarded a bonus equal to 25% of the 1% cash back earned in each billing cycle if your account is not past due on the last day of the billing cycle.
- There's no limit to the amount of cash you can earn
- Get your cash back anytime as an account credit or check, even set up automatic redemption
- Travel Accident Insurance
- 24-Hour Travel and Emergency Assistance
- Emergency card replacement or cash advance
Card Finance & Rates
Notes
The information provided for the Journey Student Rewards from Capital One is considered to be accurate at the time of posting (Mar 8, 2012). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
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