Instant Decision Card Offers

First, let me assure you, instant decision cards do not give you a decision instantly. Also, they do not guarantee to approve your application. However, you can get an answer, after you apply for a card online, in as little as 60 seconds. The time lapse depends on the speed of your internet connection and the information you supply in your application. If you have an excellent credit history and a fast connection you may be approved before you can take another sip of your mocha latte. If you credit is nonexistent or less than pristine, you may have to wait longer for an answer. Compare the various 'instant decision' cards and decide which one seems to be appropriate for you situation. This means comparing the various credit card companies on special introductory offers, rewards, interest rate and personalization options. You will still have to wait to receive your card the old fashion way. If you do not agree with or understand their decision, contact the card issuer for clarification.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
More: | 1 | 2 | 3 | 4 |

 
primor Secured Visa Gold Card
  • Gold Card benefits
  • Fast, easy application process
  • No Processing or Application Fees!
  • Low fixed Interest Rates with no Penalty Rate!
  • Reports to All Three National Credit Bureaus
  • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!* *See application for additional details

N/A*Intro APR

N/A*Intro Period

9.99% *APR

$49*Annual Fee

4.5


Discover it Credit Card
  • 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

14 months*Intro Period

10.99% - 22.99% (V)*APR

$0*Annual Fee

5.0


US Bank Visa Platinum Card
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud Online account management and account alerts

0%*Intro APR

15 months*Intro Period

9.99% - 23.99% (V)*APR

$0*Annual Fee

4.0


LUXE Signature Shopping Credit Card
  • Up to $1500 Line of Credit* At Our Online Store!
  • Major name brands you know and trust!
  • Guaranteed Approval*
  • No Credit Check or Employment Check
  • 0% Interest for Members!

N/A*Intro APR

N/A*Intro Period

0.00% *APR

N/A*Annual Fee

3.5


Discover it chrome for Students with $20 Cashback Bonus
  • Get a $20 Cashback Bonus®* when you make your first purchase within 3 months of approval
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service-anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

See Terms*Intro APR

See terms*Intro Period

12.99% - 21.99% (V)*APR

$0*Annual Fee

4.5


Dynamics ePlate Air Dollars Visa Signature Card
  • 35% more air dollars earns flights 50x faster than 1% rewards cards!
  • 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening.
  • No annual fee
  • Up To 120% Reward Value
  • Earn air dollars for any Airline!
  • No restrictions or blackout dates.
  • Automatically earn chances to win 25,000 or 50,000 air dollars in our sweepstakes with every $20.00 you spend!

0%*Intro APR

12 months on BT*Intro Period

16.99% to 20.99% (V)*APR

See Terms*Annual Fee

5.0


US Bank Business Edge Cash Rewards Card
  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee

0%*Intro APR

9 months*Intro Period

11.99% - 17.99% (V)*APR

$0*Annual Fee

5.0


US Airways Premier World MasterCard
  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag free on eligible bags for you and up to four companions on domestic US Airways operated flights
  • One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  • Priority boarding Zone 2 on US Airways operated flights
  • Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  • Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else
  • Please see terms and conditions for complete details

0%*Intro APR

15 months on BT*Intro Period

24.99%, 19.99% or 15.99% (V)*APR

$89*Annual Fee

4.5


US Bank FlexPerks Business Edge Travel Rewards Card
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)

N/A*Intro APR

N/A*Intro Period

13.99% - 23.99% (V)*APR

$0*Annual Fee

4.5


Discover it for Students with $20 Cashback Bonus
  • Experience our cash rewards with $20 Cashback Bonusreg; after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

See Terms*Intro APR

See terms*Intro Period

12.99% - 21.99% (V)*APR

$0*Annual Fee

4.5


Travelocity Rewards American Express Card
  • Earn 5,000 bonus points after your first purchase
  • Earn an additional 5,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening
  • Earn 3 points per $1 spent on eligible Travelocity purchases
  • Earn 1 point per $1 spent on all other purchases
  • Points can be redeemed for statement credits towards Travelocity purchases for Flights, eligible Hotels and Vacation Packages, with no blackout dates
  • No Annual Fee
  • Please see Terms and Conditions for complete details

N/A*Intro APR

N/A*Intro Period

14.99%, 21.99% or 24.99% (V)*APR

$0*Annual Fee

4.5


Credit One Bank Credit Card with Gas Rewards
  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges *See Card Terms & Conditions for Details

N/A*Intro APR

N/A*Intro Period

17.90% - 23.90% (V) *APR

$35-$99*Annual Fee

4.0


Credit One Bank Credit Card with Gas Rewards
  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges *See Card Terms & Conditions for Details

N/A*Intro APR

N/A*Intro Period

17.90% - 23.90% (V) *APR

$35-$99*Annual Fee

4.0


Discover it Credit Card - 18 months intro
  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 5,000 cardmembers rated 4.8 out of 5 stars* and now Discover "Ranked Highest in Customer Satisfaction with Credit Card Companies in a Tie" by J.D. Power*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *+See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

0%*Intro APR

18 months on BT*Intro Period

10.99% - 22.99% (V)*APR

$0*Annual Fee

5.0


USAA Secured Platinum American Express Card
  • American Express concierge service and other exclusive AMEX card benefits
  • Get a low 9.90% APR on purchases, balance transfers and cash advances
  • $35 annual fee, with no application fee
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
  • CD lets you get a credit card even if you don't have a credit history or have bad credit
  • Keep track of your credit for free with CreditCheck Monitoring

N/A*Intro APR

N/A*Intro Period

9.90% (V)*APR

$35*Annual Fee

4.5


USAA Secured Platinum MasterCard Card
  • Worldwide acceptance and exclusive MasterCard benefits
  • Low 9.90% APR on purchases, balance transfers and cash advances
  • $35 annual fee, with no application fee
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
  • CD lets you get a credit card even if you don't have a credit history or have bad credit
  • Keep track of your credit for free with CreditCheck Monitoring

N/A*Intro APR

N/A*Intro Period

9.90% (V)*APR

$35*Annual Fee

4.5


US Bank Business Edge Platinum Card
  • 0% Intro APR on purchases for the first 12 months
  • No Annual Fee
  • Zero Fraud Liability Protection
  • Free Employee Cards
  • ScoreBoard free online reporting
  • Access to "Connect", U.S. Bank site that provides small business owners with useful information, tools and resources

0%*Intro APR

12 months*Intro Period

9.99% - 17.99% (V)*APR

$0 with one purchase per year*Annual Fee

4.0


Wyndham Rewards Visa Signature Card
  • Earn 12,000 bonus points after your first purchase
  • Earn 3 points per $1 spent on hotel stays at 14 popular brands
  • Earn 2 points per $1 spent everywhere else
  • No Annual Fee
  • Participating hotels in the Wyndham Rewards Visa Card Program include Wyndham Hotels and Resorts, Wyndham Grand Hotels and Resorts, and Wyndham Garden Hotels
  • Program also includes TRYP, Wingate, Hawthorn, Microtel, Dream, Ramada Worldwide, Night Hotels, Baymont Inn and Suites, Days Inn, Super 8, Howard Johnson, Travelodge, and Knights Inn
  • Please see Terms and Conditions for complete details

N/A*Intro APR

N/A*Intro Period

15.24% or 19.99% (V)*APR

$0*Annual Fee

4.0


The Hawaiian Airlines World Elite MasterCard
  • Earn 35,000 bonus miles when you spend $1,000 on purchases in the first 90 days*
  • Enjoy a complimentary 1st checked bag for the primary cardmember when you use your card to purchase eligible tickets directly from Hawaiian Airlines
  • Receive a one-time 50% off a companion discount on roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
  • Earn 2X miles on direct purchases from Hawaiian Airlines and 1X miles on all other purchases
  • No foreign transaction fees on purchases
  • Get $100 off a companion ticket for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines at each account anniversary
  • Earn 5,000 annual bonus miles after $10,000 in annual spend
  • See Terms and Conditions for details

N/A*Intro APR

N/A*Intro Period

15.99% or 24.99% (V)*APR

$89*Annual Fee

4.0


USAA Cash Rewards American Express Card
  • 0% introductory APR for 12 months on balance transfers and convenience checks
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on all other purchases.
  • No caps on amount earned.
  • The more you use your card, the greater your cash rebate.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • No annual fee and zero liability for unauthorized transactions.

0%*Intro APR

12 months on BT*Intro Period

as low as 9.90% (V)*APR

$0*Annual Fee

4.0


More: | 1 | 2 | 3 | 4 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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