IberiaBank Visa® Gold Cash Back Rewards Card
Consumer (Premium) Credit Card -- Iberia Bank.
Basic Information
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
1.99%*Intro APR
6 months*Intro APR Period
$0.00*Annual Fee
Excellent*Credit Needed
25 days*Grace Period
N/A*Late Payment Fee
- Reward Card
Card Review
Iberia Bank Visa Gold Cash Back Rewards Card is reserved to those consumers having good or excellent credit. It's a premium credit card charging low purchase interest. Balance transfers submitted within 3 months of card membership are entered into the intro period during which no interest is charged. Purchases, and cash advances are not included in the period.
Online account management provides unrestricted access to the card account. When online, card members receive easy access to card account information including expenses, charges, balance transfers and cash advances.
On the rewards program, Card members earn 1% cash back on eligible purchases. There's no limit to how much cash is earnable and cash earned does not expire. Members must be in good standing to redeem cash.
No annual membership fee is applicable. Travel accident insurance compensates a beneficiary up to $500,000 in case of accidental dismemberment.
Rewards & Benefits
Card Finance & Rates
Cash Advances
Notes
The information provided for the IberiaBank Visa Gold Cash Back Rewards Card is considered to be accurate at the time of posting (May 6, 2010). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
