IberiaBank Visa® Classic
Consumer (Regular) Credit Card -- Iberia Bank.
Basic Information
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
1.99%* Intro APR
6 months*Intro APR Period
$0.00*Annual Fee
Good*Credit Needed
25 days*Grace Period
N/A*Late Payment Fee
Card Review
IberiaBank Visa Classic card is a very basic credit card for consumers having good credit. A mid term introductory APP period applies towards balance transfers. Such balance transfers must be submitted within 3 months of card membership to partake in the intro APR period. Purchase APR does not partake in the intro period and is set at one of the lowest rates out there. Cash advances incur a 5% transaction fee and very low interest.
Card members are not made privy to a card rewards or rebate program.
Online account management lets card members check card account information at their own convenience. This service offers free access to card expenses, bills, charges, balance transfers, cash advances, and related transactions through paperless statements.
There is no annual membership fee incurred. Card members enjoy a generous grace period after which a late payment fee is applied.
Rewards & Benefits
Card Finance & Rates
Cash Advances
Notes
The information provided for the IberiaBank Visa Classic is considered to be accurate at the time of posting (Nov 18, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
