Guaranteed Approval Card Offers

Some credit card companies offer guaranteed approval, this is especially common with 'bad credit' and student credit card offers. These cards frequently have a relatively low limit, a higher interest rate (though not necessarily outrageous), and may require employment, an applicant age of at least 18 years, and a valid social security card. Some card offers now sweeten the pot with a low or nonexistent introductory interest rate. Pre-paid cards fall into this category. They require that you 'load' in advance the amount you will be charging. Since guaranteed approval cards may not be available in all states (or outside the United States) and may have more or fewer requirements. Do your homework for your area and apply for selected credit card offer online.


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Free Credit Report

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
USA Optimum Gold Merchandise Credit Card
  • $12,500 Unsecured Merchandise Line of Credit
  • No credit checks or turndowns
  • No employment verification
  • Credit limit increases available
  • Reports to major credit bureau

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


Vision Premier Prepaid Visa® Card

Vision Premier Prepaid Visa Card
  • 100% approval with no credit check
  • Free unlimited purchase transactions
  • Free Direct Deposit – no more check cashing fees
  • Free Account Alerts – email and/or SMS text messages
  • Load cash at over 100,000 participating retail locations
  • Low Weekly Fee – less than a dollar a week ($.95) – or, FREE with Direct Deposit!

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Global Gold Card
  • 0% APR for 12 months, 7.9% thereafter
  • Up to $10,000 unsecured credit
  • No Credit Checks
  • No Employment Verification
  • Bankruptcy? No Problem?

0%*Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

3.0


READY Debit Visa Prepaid Card
  • Visa debit card — accepted worldwide
  • Access to a million ATMs around the world
  • Online bill-payment and check-writing service
  • Free direct deposit
  • 24x7 customer support—online and phone
  • FDIC insurance
  • Visa’s Zero Liability protection against fraudulent use

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.0


Ultra VX Visa Credit Card
  • $25,000 credit line a Credit-On Demand™ feature
  • Instant Approval
  • No credit check, no minimum income or bank account required
  • Reports to major credit bureaus
  • Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!

N/A*Intro APR

N/A*Intro Period

14.90%*APR

$0.00*Annual Fee

3.0


Eufora™ Prepaid MasterCard®

Eufora Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $5,000 Maximum Card Value*
  • Cash Reward: Get $20-$90 for each card holder you refer*
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.5


AccountNow™ Prepaid MasterCard®

AccountNow Prepaid MasterCard
  • 100% guaranteed credit approval
  • No Credit check
  • No overdraft fee
  • No bounced checks
  • No minimum balance
  • No CheckSystem's verification
  • Now with iAdvance line of Credit

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


Vision Silver(SM) Prepaid MasterCard®

Vision Silver(SM) Prepaid MasterCard
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Wired Plastic™ Prepaid Visa® Card

Wired Plastic Prepaid Visa Card
  • No Upfront Payment & Overdraft Safety Program*
  • Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime & Music Downloads
  • Get Integrated Bill Pay Service
  • Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide*

$10.00Opening Min

$9.95*App Fee

$47.00*Annual Fee

$1.95ATM Fee

4.5


Applied Bank® Secured Visa® Card

Applied Bank Secured Visa Card
  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • Choose your credit limit up to $5,000*
  • $0 Fraud Liability
  • No credit requirements
  • No income requirements
  • CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

N/A*Intro APR

N/A*Intro Period

9.99%*APR

$50.00*Annual Fee

3.5


New Millennium Bank Secured Gold Visa® Card

New Millennium Bank Secured Gold Visa Card
  • 100% Approval with Visa® benefits*
  • $10,000 Credit limit (with Visa and Master card)
  • Reports to all 3 bureaus
  • Special high introductory savings rate
  • $100,000 Travel Accident Insurance & much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.5


New Millennium Bank Secured Platinum Visa® Card

New Millennium Bank Secured Platinum Visa Card
  • 100% Approval with VISA benefits*
  • $10,000 Credit limit
  • Reports to all 3 bureaus
  • Special high introductory savings rate
  • $100,000 Travel Accident Insurance
  • Plus much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.0


New Millennium Bank Secured Platinum Mastercard®

New Millennium Bank Secured Platinum Mastercard
  • 100% Approval with Master Card benefits*
  • $10,000 Credit limit (with both Visa and Master Card)
  • Reports to all 3 bureaus
  • Special high introductory savings rate
  • $100,000 Travel Accident Insurance
  • Plus much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.0


New Millennium Bank Secured Gold Mastercard®

New Millennium Bank Secured Gold Mastercard
  • 100% Approval with Master Card benefits*
  • $10,000 Credit limit (with Visa and Master card)
  • Reports to all 3 bureaus
  • Special high introductory savings rate
  • $100,000 Travel Accident Insurance & much more benefits**

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.5


New Millennium Bank Secured Black Diamond Mastercard®

New Millennium Bank Secured Black Diamond Mastercard
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • No credit check and No employment verification
  • Master card platinum Diamond benefits**
  • Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


New Millennium Bank Secured Black Diamond Visa®

New Millennium Bank Secured Black Diamond Visa
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • No credit check
  • Accepts all applications

N/A*Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

3.5


 


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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