First Progress Secured Platinum MasterCard® Card
Consumer (Secured) Credit Card -- Other Issuers.
Basic Information
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
- Secured by your deposit of $300 - $2,000
- 24/7 access to your account online
- Deposit held at FDIC-insured bank
N/A* Intro APR
N/A*Intro APR Period
$39.00*Annual Fee
Bad Credit OK*Credit Needed
25 Days*Grace Period
$35.00*Late Payment Fee
- Guaranteed Approval
Card Review
A secured credit card is a nifty, convenient little financial tool that can help people who may be struggling with establishing credit or recovering from credit issues. It is just like a prepaid debit card in that you have to make a deposit before you can begin spending. However, unlike a traditional credit card, you do not have to keep making deposits in order to spend. The deposit you make is collateral that is used against your account in case of a default.
This is precisely how the First Progress Secured Platinum MasterCard credit card works. After you make your deposit, you will be able to take advantage of regular credit card benefits like buying things at the store or online and getting cash advances. Of course, along with these benefits, you will also face penalties, processing fees, maintenance charges, and the variable balance interest rates that are common to traditional credit cards.
Benefits
Card Finance & Rates
Other Fees
Returned Payment: up to $25.00
Notes
The information provided for the First Progress Secured Platinum MasterCard Card is considered to be accurate at the time of posting (Apr 12, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
