First Option Visa® Card


First Option Visa Card

Consumer (Secured) Credit Card -- New Millennium Bank Card Offers.


Basic Information

  • Get a real VISA Credit Card
  • Up to $5,000.00 Secured Line of Credit
  • Be Approved Regardless of Credit History or Income*
  • Guaranteed approval VISA credit card
  • No credit check

N/A*Intro APR

N/A*Intro APR Period

$59.00*Annual Fee

Bad Credit OK*Credit Needed

0 days*Grace Period

$20.00*Late Payment Fee

APR: 19.50%* (Fixed)
Card Network:Visa
Card Type:- Card Offers for Bad Credit
- Guaranteed Approval Card Offers

Card Review

First Option Visa Card is a secured credit card issued by the New Millennium Bank. It is a low interest credit card allowing individuals an opportunity to build solid credit histories over time. Members do not partake in a card rewards program but there are numerous other benefits to avail of.

Card members are not allowed to conduct balance transfers but cash advances are allowed for a 2% transaction fee. Card members are to pay a $59 annual fee.

Online account management provides card members with the opportunity to keep constant watch over the card accounts in order to detect fraud in timely fashion.

Online bill payment is another feature to help card members who want to pay their bills over the phone or through the internet. Additional benefits card members available of are auto rental insurance, extended warranty on purchases, travel accident insurance, and emergency cash and card replacement. Approval is 100% guaranteed upon identity verification. There are no credit checks.

Benefits

Other Benefits:- Internet related services
- VISA card benefits
- Emergency cash transfers
- Auto rental Insurance
- $100,000 Travel accident Insurances
- Extended Warranty protection
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases:19.50%* (fixed)
Annual Fee:$59.00*
Minimum Credit Line:$300
Maximum Credit Line:$5,000

Balance Transfers

Balance Transfer:No

Cash Advances

Cash Advance Fee:2.00%
Minimum Fee:$1.00
Maximum Fee:$20.00

Other Fees

Additional Fees: Processing fee: $99.95

Notes

The information provided for the First Option Visa Card is considered to be accurate at the time of posting (Sep 10, 2009). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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