First Option MasterCard®
Consumer (Secured) Credit Card -- New Millennium Bank.
Basic Information
- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate
N/A* Intro APR
N/A*Intro APR Period
Bad Credit OK*Credit Needed
0 days*Grace Period
$20.00*Late Payment Fee
- Guaranteed Approval
Card Review
(3.5 out of 5)First Option Master Card is a secured credit card issued by the New Millennium Bank. It's card charging highly competitive interest that's probably the lowest amongst the competition. There is no introductory APR period for card members to avail of but while on this card, several other benefits exist.
The annual fee is $59.
Online account management seeks to enable budget conscious card members keep track of the card account as often as they wish. Keeping an eye on the credit balance and card transactions is also a good way to detect fraud on time.
Additional benefits are travel accident insurance worth up to $100,000, auto rental insurance, extended warranty on purchases, emergency cash and card replacement.
Being on the Master Card network, card members get the opportunity to spend everywhere a MasterCard logo is displayed.
The issuing bank reports to all three major credit bureaus ensuring there's uniformity across the various credit reports.
Product reviewed by CreditCards-Offer™
Benefits
- Emergency cash transfers
- Auto rental Insurance
- $100,000 Travel accident Insurances
- Extended Warranty protection
Card Finance & Rates
Notes
The information provided for the First Option MasterCard is considered to be accurate at the time of posting (Sep 7, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
