Discover® Motiva℠ Card
Consumer (Regular) Credit Card -- Discover Bank.
Basic Information
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
- Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
0%* Intro APR
15 months*Intro APR Period
$0.00*Annual Fee
Good*Credit Needed
25 days*Grace Period
$39.00*Late Payment Fee
- Reward Card
Card Review
Consumers having good or excellent credit are eligible to apply for the Discover Motiva Card. It's a low interest credit card offering a long term intro period applied towards balance transfers to card members based on credit worthiness.
To encourage timely payment, card members earn a bonus twice a year provided they pay in time throughout the year. The cash back program awards 1% cash back bonus on virtually every purchase transaction.
Purchases at ShopDiscover, an exclusive online shopping center, earn between 5% and 20% cash bonus. Members are not restricted by a yearly limit, and there's no time frame after which cash earned expires. Cash earned may be used to redeem merchandise, travel credit or hard cash through a check made payable to the card member.
Online account management, zero fraud liability, auto rental and travel insurance are card features. Members are not required to pay an annual fee.
Rewards & Benefits
- Universal Reward Cards
- 5% to 20% Cashback Bonus at over 200 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- Free payment by phone or online
- $0 fraud liability guarantee
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
Card Finance & Rates
Notes
The information provided for the Discover Motiva Card is considered to be accurate at the time of posting (Feb 1, 2012). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
