Discover® More Card - $0 Balance Transfer Fee!


There is no online application for this card

Consumer (Regular) Credit Card -- Discover Bank.


Basic Information

  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

12 months*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

25 Days (Min.)*Grace Period

$39.00*Late Payment Fee

APR:10.99% - 19.99%* Variable
Card Network:Discover®
Card Type:- Instant Decision Card
- Low Interest Credit Card
- Reward Card

Card Review

Transferring balances from a credit card of high interest rate to another of lower interest rate usually amounts to savings that may range from a few hundred to thousands of dollars.

The Discover More Card - $0 Balance Transfer Fee is one of such credit cards looking to entice individuals with high debt profiles on other credit cards. Its main benefits are a long-term intro APR period covering purchases and balance transfers that really gives individuals focused on eliminating debt quite a bit of time to act towards it.

Cardholders are treated to a cashback bonus rewards program. Get 1% cash bonus on all purchase transactions and 5% on purchases in select categories that change from time to time. Redeem collected cashback for gift cards and eCertificates at over 100 retailers nationwide.

This credit card does not charge an annual fee.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Universal Reward Cards
Rewards:- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Other Benefits:- Internet account related services
- Auto rental insurance
- Fraud and security protection services
- Discounts on products and services at participating merchants and retailers
- $500,000 in travel accident insurance
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:12 months*
APR on Purchases:10.99% - 19.99%* Variable
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:0.00%

Cash Advances

APR on Cash Advances:23.99%
Cash Advance Fee:5.00%
Minimum Fee:$10.00

Notes

The information provided for the Discover More Card - $0 Balance Transfer Fee! is considered to be accurate at the time of posting (Mar 1, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


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