Discover® More® Card


Discover More Card

Consumer (Premium) Credit Card -- Discover Bank.


Basic Information

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro APR Period

$0.00*Annual Fee

Excellent*Credit Needed

25 days*Grace Period

$39.00*Late Payment Fee

APR:10.99% - 20.99%* Variable
Card Network:Discover®
Card Type:- Instant Decision Card
- Low Interest Credit Card
- Reward Card

Card Review

Discover More Card is premium consumer card for those individuals having good or excellent credit. It comes with an introductory Apr period charging no interest on purchases and balance transfers over a period. Card members are entitled to low interest but this may vary based on each person's credit worthiness. There's no annual fee associated with this card.

A cash rebate program awards more cash as the card member spends. Rebates start at 0.25% per transaction and increase up to 1% as more items are purchased. Products purchased under the Get More program earn up to 5% cash back. It's possible to earn up to 20% discount on ShopDiscover, an online site for discover card members. There's no restricted to a certain number of cash earnable.

The card comes in a number of designs for card applicants to choose from.

Online account access ensures card members can keep track of their own expenses over past billing cycles.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Gas Reward Cards
- Travel Reward Cards
Rewards:- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 1% unlimited Cashback Bonus on all other purchases
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
Other Benefits:- Several card designs to select from
- Internet account related services
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
- Fraud and security protection services

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:15 months*
APR on Purchases:10.99% - 20.99%* Variable
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:3.00%

Cash Advances

APR on Cash Advances:23.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the Discover More Card is considered to be accurate at the time of posting (Feb 1, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

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