Discover® More® Card - $150 Cashback Bonus®


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Consumer (Premium) Credit Card -- Discover Bank.


Basic Information

  • $150 Cashback Bonus when you spend $1,000 in the first 90 days*
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

6 months*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

25 days*Grace Period

$19.00*Late Payment Fee

APR:10.99% - 20.99%* Variable
Card Network:Discover®
Card Type:- Instant Decision Card
- Low Interest Credit Card
- Reward Card

Card Review

One of the most innovative incentive programs available comes with the Discover More Card $150 Cashback Bonus, which offers you a $150 rebate when you spend $1000 in the first three months. While most of its other built-in features are pretty standard, the unique rewards program determines your cashback reward based on the time of year.

Every three months, the program changes and you earn cashback rewards for purchasing something different. For example, you could earn cashback points for going to the movies one month. Three months later you could be earning rewards points for eating out. Still yet, three months later you could simply earn points for shopping.

Aside from this interesting feature, the card has no annual fee and a relatively low set of introductory rates. This means that regardless of how you accrue your cashback rewards, it is simply a good card. Even the variable rates that kick in a little later are reasonable, as are the appropriated fees for late payments, cash advances, and balance transfers.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Gas Reward Cards
- Home Purchase Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Rewards:- $150 Cashback Bonus when you spend $1,000 in the first 90 days*
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Other Benefits:See Terms and Conditions of the card

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:6 months*
APR on Purchases:10.99% - 20.99%* Variable
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:4.00%

Cash Advances

APR on Cash Advances:23.99%
Cash Advance Fee:5.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency

Notes

The information provided for the Discover More Card - $150 Cashback Bonus is considered to be accurate at the time of posting (Dec 29, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


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