Discover® More® Card - Black


Discover More Card - Black

Consumer (Premium) Credit Card -- Discover Bank.


Basic Information

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

0%*Intro APR

See T&C*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

25 days*Grace Period

$19.00*Late Payment Fee

APR:11.99% - 20.99%* (Variable)
Card Network:Discover®
Card Type:- Instant Decision Card
- Low Interest Credit Card
- Reward Card

Card Review

The Discover More Card-Black is a credit card that you can use to earn cash back rewards. This type of card is very popular and helps you earn money while you spend. The percentage rate earned on certain purchases will vary. There is a maximum percent that you can earn. If you apply for this card there is no annual fee to use the card. You can use this card while traveling around the world with a minimal fee for foreign transactions. If you wish to learn more information regarding certain aspects of the card you can find it all listed under the terms and conditions section. This is found online on the application. You can manage your bill pay and credit card payments online. This allows you to keep track of your available balance and what you have spent. You can also see how much money you have earned.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Universal Reward Cards
Rewards:- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Other Benefits:- Personalized card design
- $500,000 in travel accident insurance
- Internet account related services
- Auto rental insurance
- Fraud and security protection
- Discounts on products and services

Card Finance & Rates

Introductory APR:0%*
Introductory Period:See T&C*
APR on Purchases:11.99% -20.99%* (variable)
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:Yes
Transfer Fee:4.00%
Minimum Fee:$10.00

Cash Advances

APR on Cash Advances:23.99%
Cash Advance Fee:5.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Foreign Currency Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency

Notes

The information provided for the Discover More Card - Black is considered to be accurate at the time of posting (Jul 1, 2010). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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