Credit One Visa Platinum Card Review



16/03/2012, by CreditCards-Offer.com


Carrying a platinum level Visa credit card has a lot of premium benefits. While this obviously includes international purchasing power, it also means that you get many superior consumer benefits that can help protect your best interests as you travel and save you money at the same time.

Credit cards are something that is very common these days, but that does not mean that they are all created equal. As a matter of fact, the reason why there are so many credit cards is probably due to the simple fact that there are so many different kinds to choose from and so many varieties that are designed to address very specific consumer needs. For example, some cards offer simple, basic access to credit while others might present you with varying incentive reward options. In addition, some credit cards might come with added travel benefits while others are simply designed to give you cash rebates on every day purchases. No matter what your situation is, though, you can be sure there is a credit out there that is perfect for you.

When it comes to types of credit cards and credit status levels, platinum level status is something that is quite hard to come by. As rare as they platinum level cards may be, it is also rare to find one that has a low annual fee. Fortunately, this is what you will find with this platinum level Visa credit product from Credit One bank. It offers some of the best credit card features on the market without all the hassle and confusion that many other, far more complicated credit cards offer. Thus, if you are looking for something simple but powerful and flexible, this might be the card for you.

The Basic Offer

Once you are approved for this platinum-level Visa credit card you will enjoy many great benefits. This includes, but is not limited to:

  • A competitive annual percentage rate
  • A fairly low annual fee (which is discounted the first year)
  • Automatic credit line increase reviews (to help increase your available credit)
  • Monthly credit bureau updates (to help keep track of your credit score)

While it is not a major benefit, some people also appreciate that this elite, platinum level Visa credit card is available in three basic colors. If that matters to you, then you will enjoy being able to choose between blue, black and gray.

The Additional Features

In addition to the basic benefits, this platinum level credit card from Credit One bank also brings you a few other things that you will likely appreciate. This includes, and is also not limited to, various kinds of consumer and travel insurance covers that ensure you always get the most out of your money:

  • $0 Fraud liability ensures you never have to pay for fraudulent and otherwise unauthorized charges to your account -- both online and at physical retailers
  • Travel Accident Insurance (make your travel arrangements with your Credit One Platinum Visa credit card and enjoy additional protection from various contingencies you could encounter while away from home)
  • Auto Rental Collision Damage Waiver (reserve your car rental with this Visa card and enjoy an additional insurance coverage option)

The Application

You may be pre-qualified for this platinum level credit card just by supplying the quick, convenient online application with a few key pieces of information. You will just need to supply them with basic contact info to get the process rolling:

  • First and last name
  • Social security number
  • Street address
  • State of residence and zip code

Once your qualification is determined you will be presented with the details of the credit package available to you including your credit limit and interest rates. The rest of the card details will also be described in full. Of course, at that time you will also be able to choose which color card you want as well.

Conclusion

Pre-approval for this Credit One platinum Visa card is only a few minutes away. When you qualify, you will enjoy a fair credit limit with a competitive interest rate as well as a low annual fee which is discounted for the first year. Other benefits include travel insurance and other consumer protection.






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