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Closing Financial Accounts and Your Credit Score

Before you close that unused credit card account, there are few considerations. Read what TransUnion says first.

12/04/2012 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


26% and Growing: Student Loan Defaults

The blood is in the water – again. It appears the next sector to take a “mortgage failure” sized fall is the student loan sector.

27/03/2012 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Requesting an Interest Rate Decrease

Many consumers often forget that they can always contact their bank or credit card company and request a lower interest rate. Your history must be stellar with no late payments, but you just might find yourself enjoying a lower APR.

26/03/2012 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Pros and Cons of Paying 2011 Taxes with Credit Card

Ready for tax day? Before you use your credit cards to pay Uncle Sam, keep these tips in mind.

30/01/2012 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Understand Your Credit Card Offers

Do you feel as though the terms and conditions associated with credit card offers are transparent? Know the difference between APR for balance transfers and APR for cash advances? You might be surprised to learn what’s really in the fine …

18/11/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Credit Scores: What Matters, What Doesn’t

Many Americans believe their employment history and even their gender are factors when determining their credit scores. Read more about Visa’s survey and beliefs many consumers hold.

11/11/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Credit Ed & Why Now’s as Good a Time as Any

We’re now officially into November – and the holiday shopping season. The advice columns are full of great tips for saving money this holiday season. Strategic credit card uses might mean big savings on Black Thursday and cash is king …

01/11/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Folks in Deep South More Apt to be Unbanked

If you reside in the southeast and specifically in Mississippi, you may not have a bank. 16% of Mississippi residents don’t. The southeast has more unbanked residents than any other region in the nation. This may limit them to access …

28/10/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


FICO’s New Patents

We may never know the formulas used by FICO to determine our credit health, but 8 new patents awarded this week will change – and ideally improve – the way creditors grant approvals and credit increases.

22/09/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


What a “Good” Credit Score Gets You

The labels used in the credit industry, such as “excellent”, “poor” and “good”, can be confusing. Here’s what a good credit score gets you.

06/09/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More


Consumers Become More Comfortable With Credit Card Spending

Despite the fact that employment is still fairly sluggish, other indicators show that consumers are generally feeling better about the current economic climate and their own personal finances in particular.

13/07/2011 - Credit Card News by CreditCards-Offer.com / 0 Comments / Read More



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