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	<title>Credit Cards News &#124; Credit Cards Offer</title>
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	<link>http://www.creditcards-offer.com/credit-cards-news</link>
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		<item>
		<title>Student Loan Debt: Who Benefits</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/student-loan-debt-who-benefits-2060.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/student-loan-debt-who-benefits-2060.html#comments</comments>
		<pubDate>Wed, 16 May 2012 18:58:42 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[automobile loans]]></category>
		<category><![CDATA[banking conference]]></category>
		<category><![CDATA[bureau officials]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[college enrollment]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[delinquent borrowers]]></category>
		<category><![CDATA[delinquent payments]]></category>
		<category><![CDATA[economic times]]></category>
		<category><![CDATA[federal reserve bank of new york]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[wall street journal]]></category>
		<category><![CDATA[young adults]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2060</guid>
		<description><![CDATA[A new report from the Consumer Financial Protection Bureau. Total reveals student loan debt passed $1 trillion late 2011- and it's the collection agencies who are getting rich.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/student-loan-debt-who-benefits-2060.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ally Financial Files Bankruptcy</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/ally-financial-files-bankruptcy-2052.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/ally-financial-files-bankruptcy-2052.html#comments</comments>
		<pubDate>Tue, 15 May 2012 14:37:31 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[ally bank]]></category>
		<category><![CDATA[auto loan]]></category>
		<category><![CDATA[bankruptcy protection]]></category>
		<category><![CDATA[chapter 11]]></category>
		<category><![CDATA[financial obligations]]></category>
		<category><![CDATA[international operations]]></category>
		<category><![CDATA[mortgage division]]></category>
		<category><![CDATA[president obama]]></category>
		<category><![CDATA[public stock]]></category>
		<category><![CDATA[rescap]]></category>
		<category><![CDATA[residential capital]]></category>
		<category><![CDATA[Tim Massad]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2052</guid>
		<description><![CDATA[Ally's mortgage division filed for Chapter 11 on Monday. Ally Bank should now be in a better place to repay bail out funds it accepted during the mortgage meltdown.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/ally-financial-files-bankruptcy-2052.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Bad News Just Keeps Coming for JPMorgan Chase</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/the-bad-news-just-keeps-coming-for-jpmorgan-chase-2045.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/the-bad-news-just-keeps-coming-for-jpmorgan-chase-2045.html#comments</comments>
		<pubDate>Mon, 14 May 2012 15:47:06 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[big banks]]></category>
		<category><![CDATA[CEO]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[dodd frank]]></category>
		<category><![CDATA[investigations]]></category>
		<category><![CDATA[Jamie Dimon]]></category>
		<category><![CDATA[jpmorgan chase]]></category>
		<category><![CDATA[massive losses]]></category>
		<category><![CDATA[meet the press]]></category>
		<category><![CDATA[volcker rule]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2045</guid>
		<description><![CDATA[After a $2 billion hit, a ton of bad press in the media and a resistant CEO, it now looks as though three high-ranking JPMorgan Chase executives are stepping down.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/the-bad-news-just-keeps-coming-for-jpmorgan-chase-2045.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Arkansas Dept of VA Credit Card Fraud Uncovered</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/arkansas-dept-of-va-credit-card-fraud-uncovered-2035.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/arkansas-dept-of-va-credit-card-fraud-uncovered-2035.html#comments</comments>
		<pubDate>Fri, 11 May 2012 18:02:48 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[administrative services manager]]></category>
		<category><![CDATA[arkansas department]]></category>
		<category><![CDATA[auditing committee]]></category>
		<category><![CDATA[credit card fraud]]></category>
		<category><![CDATA[credit card transactions]]></category>
		<category><![CDATA[criminal charges]]></category>
		<category><![CDATA[department of veterans affairs]]></category>
		<category><![CDATA[district attorney]]></category>
		<category><![CDATA[fraudulent credit card charges]]></category>
		<category><![CDATA[lawmakers]]></category>
		<category><![CDATA[new credit cards]]></category>
		<category><![CDATA[personal nature]]></category>
		<category><![CDATA[prosecuting attorney]]></category>
		<category><![CDATA[pulaski county]]></category>
		<category><![CDATA[Robyn Clark]]></category>
		<category><![CDATA[transactions]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2035</guid>
		<description><![CDATA[A former Arkansas Department of Veterans Affairs is now facing criminal charges after illegal credit card charges were uncovered. She's been fired and the state is now considering changing its guidelines.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/arkansas-dept-of-va-credit-card-fraud-uncovered-2035.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Offers Coming to a Mailbox Near You</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/credit-card-offers-coming-to-a-mailbox-near-you-2027.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/credit-card-offers-coming-to-a-mailbox-near-you-2027.html#comments</comments>
		<pubDate>Thu, 10 May 2012 15:44:26 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[card issuers]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card offer]]></category>
		<category><![CDATA[credit histories]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[maintenance fee]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2027</guid>
		<description><![CDATA[Banks and credit card issuers are rethinking the benefits of extending credit to those with average or below average FICO scores. ]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/credit-card-offers-coming-to-a-mailbox-near-you-2027.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why a Surge in Credit Card Usage?</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/why-a-surge-in-credit-card-usage-2019.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/why-a-surge-in-credit-card-usage-2019.html#comments</comments>
		<pubDate>Wed, 09 May 2012 19:08:31 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[9 11 terrorist attacks]]></category>
		<category><![CDATA[car production]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[federal government]]></category>
		<category><![CDATA[new car loans]]></category>
		<category><![CDATA[revolving credit]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[wall street analysts]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2019</guid>
		<description><![CDATA[We've had some difficult news in the past few weeks, including a growing concern for both student loan debt and credit card debt. Employment is flat, yet we're spending more.  ]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/why-a-surge-in-credit-card-usage-2019.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Capital One to Close Some HSBC Units</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/capital-one-to-close-some-hsbc-units-2012.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/capital-one-to-close-some-hsbc-units-2012.html#comments</comments>
		<pubDate>Tue, 08 May 2012 18:45:17 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[acquisitions]]></category>
		<category><![CDATA[buffalo]]></category>
		<category><![CDATA[capital one]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card consumers]]></category>
		<category><![CDATA[credit card receivables]]></category>
		<category><![CDATA[fee structures]]></category>
		<category><![CDATA[first niagara bank]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[John Taylor]]></category>
		<category><![CDATA[mastercard visa]]></category>
		<category><![CDATA[retail divisions]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2012</guid>
		<description><![CDATA[There are big changes in the future for Capital One - all courtesy of its recent buy out of HSBC and its credit card division. Job losses are on the horizon, along with other changes.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/capital-one-to-close-some-hsbc-units-2012.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Waitress Arrested for Illegally Scanning Customer Info</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/waitress-arrested-for-illegally-scanning-customer-info-2004.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/waitress-arrested-for-illegally-scanning-customer-info-2004.html#comments</comments>
		<pubDate>Mon, 07 May 2012 18:22:58 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[card scanner]]></category>
		<category><![CDATA[chilis]]></category>
		<category><![CDATA[coral springs police department]]></category>
		<category><![CDATA[credit card numbers]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[fraudulent activities]]></category>
		<category><![CDATA[fraudulent charges]]></category>
		<category><![CDATA[germithe geffrard]]></category>
		<category><![CDATA[law enforcement]]></category>
		<category><![CDATA[loss prevention]]></category>
		<category><![CDATA[miami]]></category>
		<category><![CDATA[swipe]]></category>
		<category><![CDATA[thieves]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=2004</guid>
		<description><![CDATA[In another arrest, this time in south Florida, a waitress is caught skimming customer credit card information from a Chili's restaurant. ]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/waitress-arrested-for-illegally-scanning-customer-info-2004.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates: The Good, The Bad</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/mortgage-rates-the-good-the-bad-1995.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/mortgage-rates-the-good-the-bad-1995.html#comments</comments>
		<pubDate>Fri, 04 May 2012 18:18:56 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[30 year mortgage rates]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card offers]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[economic problems]]></category>
		<category><![CDATA[economists]]></category>
		<category><![CDATA[election year]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[new homes]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1995</guid>
		<description><![CDATA[Mortgage rates are at impressive lows but if you're thinking they may drop even further, it likely isn't a gamble worth taking. Now might be the best time to buy that new home.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/mortgage-rates-the-good-the-bad-1995.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FBI Says Credit Card Skimming on Rise</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/fbi-says-credit-card-skimming-on-rise-1984.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/fbi-says-credit-card-skimming-on-rise-1984.html#comments</comments>
		<pubDate>Thu, 03 May 2012 18:07:40 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[computer program]]></category>
		<category><![CDATA[credit card information]]></category>
		<category><![CDATA[credit card numbers]]></category>
		<category><![CDATA[credit card statements]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debit and credit]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[debit card numbers]]></category>
		<category><![CDATA[fbi agent]]></category>
		<category><![CDATA[thieves]]></category>
		<category><![CDATA[transactions]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1984</guid>
		<description><![CDATA[We know criminals like to stay a step ahead of the law when it comes debit card and credit card theft. Here's the latest on what you can do to protect your identity.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/fbi-says-credit-card-skimming-on-rise-1984.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Link Between Student Loans and Bankruptcy</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/the-link-between-student-loans-and-bankruptcy-1972.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/the-link-between-student-loans-and-bankruptcy-1972.html#comments</comments>
		<pubDate>Wed, 02 May 2012 18:22:52 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[bankruptcy filings]]></category>
		<category><![CDATA[college graduate]]></category>
		<category><![CDATA[consumer bankruptcy attorneys]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[national association of consumer bankruptcy attorneys]]></category>
		<category><![CDATA[president obama]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[student loan balances]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[young adults]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1972</guid>
		<description><![CDATA[Today's graduating college students are facing difficulties this country has never before seen. Bankruptcies are up and job prospects are down - all as credit card debt and student loans go unpaid.]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/the-link-between-student-loans-and-bankruptcy-1972.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>White Powder Warns &#8216;You Are Not in Control&#8217;</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/white-powder-warns-you-are-not-in-control-1963.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/white-powder-warns-you-are-not-in-control-1963.html#comments</comments>
		<pubDate>Tue, 01 May 2012 18:51:39 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[Ed Needham]]></category>
		<category><![CDATA[fbi]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[fox news]]></category>
		<category><![CDATA[jpmorgan chase]]></category>
		<category><![CDATA[occ]]></category>
		<category><![CDATA[occupy wall street]]></category>
		<category><![CDATA[twitter]]></category>
		<category><![CDATA[wall street journal]]></category>
		<category><![CDATA[website]]></category>
		<category><![CDATA[wells fargo]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1963</guid>
		<description><![CDATA[The Occupy Wall Street Movement is alive and well in New York City on May Day. How well are its efforts meeting the goal, though?]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/white-powder-warns-you-are-not-in-control-1963.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Whistleblowers Say Chase Lawsuits Against Consumers Wrong</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/whistleblowers-say-chase-lawsuits-against-consumers-wrong-1955.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/whistleblowers-say-chase-lawsuits-against-consumers-wrong-1955.html#comments</comments>
		<pubDate>Mon, 30 Apr 2012 18:22:00 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[almonte]]></category>
		<category><![CDATA[chase accounts]]></category>
		<category><![CDATA[court filings]]></category>
		<category><![CDATA[credit card consumers]]></category>
		<category><![CDATA[delinquent credit]]></category>
		<category><![CDATA[Howard Hardin]]></category>
		<category><![CDATA[Jamie Dimon]]></category>
		<category><![CDATA[jpmorgan chase]]></category>
		<category><![CDATA[massive problems]]></category>
		<category><![CDATA[occ]]></category>
		<category><![CDATA[office of the comptroller]]></category>
		<category><![CDATA[regulatory agencies]]></category>
		<category><![CDATA[unethical practices]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1955</guid>
		<description><![CDATA[The more whistleblowers that come forward, the worse it looks for one of the nation's biggest banks. JPMorgan Chase is facing growing backlash for its practices of suing credit card consumers, often when it's unsure of what that consumer actually owes. ]]></description>
		<wfw:commentRss>http://www.creditcards-offer.com/credit-cards-news/whistleblowers-say-chase-lawsuits-against-consumers-wrong-1955.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minor Credit Card Scam?</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/minor-credit-card-scam-1948.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/minor-credit-card-scam-1948.html#comments</comments>
		<pubDate>Fri, 27 Apr 2012 18:22:28 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[california voter]]></category>
		<category><![CDATA[congressman chris murphy]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit card number]]></category>
		<category><![CDATA[credit card numbers]]></category>
		<category><![CDATA[credit card scam]]></category>
		<category><![CDATA[credit card statements]]></category>
		<category><![CDATA[donations]]></category>
		<category><![CDATA[election campaign]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Jean Carlson]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[new haven register]]></category>
		<category><![CDATA[proper authorities]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1948</guid>
		<description><![CDATA[Congressman Chris Murphy's relection website was used as a testing ground for credit card thieves. ]]></description>
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		<item>
		<title>Bad News for Mortgage Industry</title>
		<link>http://www.creditcards-offer.com/credit-cards-news/bad-news-for-mortgage-industry-1941.html</link>
		<comments>http://www.creditcards-offer.com/credit-cards-news/bad-news-for-mortgage-industry-1941.html#comments</comments>
		<pubDate>Thu, 26 Apr 2012 18:59:41 +0000</pubDate>
		<dc:creator>CreditCardOffers</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[mortgage meltdown]]></category>
		<category><![CDATA[mortgage providers]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.creditcards-offer.com/credit-cards-news/?p=1941</guid>
		<description><![CDATA[The good news is Costco is now in the mortgage sector, complete with lower fees. The bad news is new home sales are down and foreclosures are on the rise. ]]></description>
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