True Earnings® Business Card from Costco and American Express


True Earnings Business Card from Costco and American Express

Business (Regular) Credit Card -- American Express.


Basic Information

  • American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

0%* Intro APR

up to 6 months on Purchases*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

20 days*Grace Period

$35.00*Late Payment Fee

APR: 15.24%*
Card Network:American Express®
Card Type:- Co-Branded Credit Card
- Reward Card

Card Review

TrueEarnings Business Credit Card from Costco is designed for small business owners who are also members of Costco. It offers add-benefits and can be used as a Costco Membership card. An introductory APR period applies towards balance transfers and purchases. During this period, no interest is charged on purchases which balance transfers incur very low APR.

On the rewards program, card members earn 4% cash back on gas purchases, 3% on restaurant eat outs, while travel related expenses earn 2% cash back. All cash back acquired are redeemed through an in-store coupon that must be redeemed before the date specified. Card members are allowed to accumulate as much cash back within a billing cycle period.

There is annual fee.

Online account management ensures business owners keep track of expenses as at when due. Regular checks on the paperless statements made available online could help discover fraudulent transactions much faster.

Rewards & Benefits

Reward Types:- Gas Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Rewards:- 3% for annual gasoline purchases of up to $3,000 (1% thereafter)
- Earn 2% cash back for eating out
- Earn 2% cash back for traveling
- Earn 1% cash back for everywhere else, including Costco

The rebate will be awarded each year in the form of an in-store coupon. In-store coupons must be presented at a U.S. Costco Warehouse prior to the expiration date stated on the coupon.

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:up to 6 months on Purchases*
APR on Purchases: 15.24%*
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:No

Cash Advances

APR on Cash Advances:20.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the True Earnings Business Card from Costco and American Express is considered to be accurate at the time of posting (Dec 28, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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