True Earnings® Business Card from Costco and American Express


True Earnings Business Card from Costco and American Express

Business (Regular) Credit Card -- American Express Credit Card Offers.


Basic Information

  • Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • 0% introductory APR on purchases for the first 3 months
  • No annual fee with your paid Costco Membership
  • Flexible payments—pay in full or over time
  • No annual fee for Additional Cards
  • Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more

0%*Intro APR

3 months*Intro APR Period

$0.00*Annual Fee

Good*Credit Needed

20 days*Grace Period

$35.00*Late Payment Fee

APR:Prime + 9.99%* (Variable)
Card Network:American Express® Cards
Card Type:- Co-Branded Credit Card Offers
- Reward Card

Card Review

TrueEarnings Business Credit Card from Costco is designed for small business owners who are also members of Costco. It offers add-benefits and can be used as a Costco Membership card. An introductory APR period applies towards balance transfers and purchases. During this period, no interest is charged on purchases which balance transfers incur very low APR.

On the rewards program, card members earn 4% cash back on gas purchases, 3% on restaurant eat outs, while travel related expenses earn 2% cash back. All cash back acquired are redeemed through an in-store coupon that must be redeemed before the date specified. Card members are allowed to accumulate as much cash back within a billing cycle period.

There is annual fee.

Online account management ensures business owners keep track of expenses as at when due. Regular checks on the paperless statements made available online could help discover fraudulent transactions much faster.

Rewards & Benefits

Reward Types:- Gas Rewards Credit Card Offers
- Travel Rewards Credit Card Offers
- Universal Rewards Credit Card Offers
Rewards:- 4% for annual gasoline purchases of up to $6,000 (1% thereafter)
- Earn 3% cash back for eating out
- Earn 2% cash back for traveling
- Earn 1% cash back for everywhere else, including Costco

The rebate will be awarded each year in the form of an in-store coupon. In-store coupons must be presented at a U.S. Costco Warehouse prior to the expiration date stated on the coupon.

Card Finance & Rates

Introductory APR:0%*
Applied Towards:Purchases, Balance Transfer
Introductory Period:3 months*
APR on Purchases:Prime +9.99%* (variable)
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:No

Cash Advances

APR on Cash Advances:20.99%
Cash Advance Fee:3.00%
Minimum Fee:$5.00

Notes

The information provided for the True Earnings Business Card from Costco and American Express is considered to be accurate at the time of posting (Mar 2, 2010). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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