Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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First PREMIER Forward MasterCard
  • Acceptance at millions of locations worldwide (subject to available credit)
  • Receive response in 60 seconds!
  • A good choice for those with less than perfect credit.
  • If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit

N/A* Intro APR

N/A*Intro Period

36.00%*APR

$75.00*Annual Fee

3.0


Hyatt Credit Card
  • Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card
  • Receive 1 Anniversary Award Night each year in category 1-4 properties
  • No foreign transaction fees and Smart Chip protection on international purchases
  • 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
  • 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
  • There are no limits to the points you can earn
  • Award nights with no resort, Internet or redemption fees

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$75.00*Annual Fee

4.0


Blue Cash Preferred Card from American Express
  • $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $75 Referral Bonus for each friend or family member who is approved for the Card
  • The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

0%* Intro APR

12 months*Intro Period

17.24% - 22.24% (V)*APR

$75.00*Annual Fee

4.5


Marriott Rewards Premier Credit Card from Chase
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
  • No annual fee for first Year Free, then $85

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$85.00*Annual Fee

4.5


WorldPerks Visa Signature Card
  • Earn up to 7,500 Bonus Miles*
  • Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines
  • Miles do not expire; No pre-set spending limit
  • Earn up to 5 miles per $1 spent at over 7,500 restaurants
  • Get FREE rental car collision/loss damage insurance

N/A* Intro APR

N/A*Intro Period

14.25% (V)*APR

$90.00*Annual Fee

3.5


Chase Sapphire Preferred Card
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year – A $95 value

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.5


Chase Continental Airlines OnePass Plus Card
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$95.00*Annual Fee

4.5


United Mileage Plus Select Visa Card
  • Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States.
  • Earn 3 miles per $1 spent on eligible United and Continental purchases
  • Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases.
  • Earn 1 mile per $1 spent on all other purchases.
  • Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$95.00*Annual Fee

4.5


British Airways Visa Signature Card
  • You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
  • That's enough Avios for one roundtrip business class reward ticket
  • New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
  • Pay no foreign transaction fees when you travel abroad
  • Earn 2.5 Avios for every $1 spent on British Airways purchases
  • Earn 1.25 Avios for every $1 spent on all other purchases
  • Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.0


Chase Sapphire Preferred MasterCard
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year – A $95 value

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.5


American Express Gold Card
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged.
  • Redeem Membership Rewards points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds. *Underwritten by AMEX Assurance Company

N/A* Intro APR

N/A*Intro Period

N/A*APR

$125.00*Annual Fee

4.5


Platinum Delta SkyMiles Credit Card from American Express
  • Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
  • No mileage earning limit, and miles don't expire
  • Check your first bag free on every Delta flight
  • Priority Boarding and 20% In-Flight Savings

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$150.00*Annual Fee

4.5


Ritz-Carlton Rewards Credit Card
  • The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton Rewards Credit Card.
  • Earn 50,000 points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
  • Earn 5 points per $1 spent at The Ritz-Carlton hotels, 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants, and 1 point per $1 spent on all other purchases
  • Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$395.00*Annual Fee

4.5


The Platinum Card from American Express
  • 25,000 Membership Rewards points when you spend $2,000 during your first three months of Card membership.
  • Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.

N/A* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0


Delta Reserve Credit Card from American Express
  • Earn 10,000 Medallion® Qualification Miles (MQMs) with your first purchase, and Miles BoostsSM of up to 30,000 MQMs when you spend $60,000 in a calendar year
  • Delta Sky Club access for you and your guests
  • Check your first bag free on every Delta flight
  • Priority Boarding and 20% In-Flight Savings

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$450.00*Annual Fee

4.0


Visa Black Card
  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Travel Lounge Priority Pass (unlimited visits)
  • 1% Cash Back
  • Travel with No Blackouts or Restrictions
  • Patent Pending Carbon Card

0%* Intro APR

15 months*Intro Period

14.99% (V)*APR

$495.00*Annual Fee

5.0


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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