Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Discover® Open Road® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

15 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Capital One® Classic Platinum Credit Card

0% intro APR on all purchases until March 2013
$0 Fraud Liability if your card is lost or stolen
Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

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0%* on purchasesIntro APR

until March 2013*Intro Period

APR: 17.9% - 22.90% Variable on Purchases and BT

$39.00*Annual Fee

4.0

Maximum Rewards Platinum Edition® Visa® Card

0% Intro APR for 12 billing cycles on balance transfers
0% Intro APR for 6 billing cycles on purchases
No annual fee
Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
Use rewards for travel, merchandise, gift cards and more

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0%* Intro APR

12 months*Intro Period

19.99% - 11.99% (V)*APR

$0.00*Annual Fee

4.5

Blue Sky℠ Preferred from American Express

7,500 bonus points. Redeemable for a $100 statement credit
2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases
$100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
Flexibility to pay over time

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0%* Intro APR

12 months*Intro Period

17.24% - 21.24% (V)*APR

$75.00*Annual Fee

5.0

Capital One® Orbitz® Visa® Platinum

3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases
Bonus points on eligible Orbitz.com bookings
No limit on the points you can earn and points don't expire
Redeem for travel, merchandise, gift cards and more
Earn travel quickly with low redemption minimums
250 point refueling bonus when you redeem points for awards
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Visa® Black Card™

Limited Membership
24-Hour Concierge Service
Exclusive Rewards Program
Luxury Gifts
Travel Lounge Priority Pass (unlimited visits)
1% Cash Back
Travel with No Blackouts or Restrictions
Patent Pending Carbon Card

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0%* Intro APR

15 months*Intro Period

14.99% (V)*APR

$495.00*Annual Fee

5.0

1st Platinum Plus

Enjoy a Credit Line up to $3,500!
$4.95 initial user price for the Card !
NO Credit Checks & No Credit Turndowns!*
Reports to a Major Credit Bureau!
0% Financing & No Finance Fees - EVER!
Merchandise Price Guarantee!
Rewards: Incredible Member Benefits! *See Terms and Conditions

0%* Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.0

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

10.99% - 16.99% (V)*APR

$60.00*Annual Fee

4.5

Centennial One Platinum Card

$9,000 unsecured line of credit
No Credit Check
No Deposit Required
No Employment Verification
Guaranteed Approval
0% Interest for 12 Months
Boost Your Credit

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0%* Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information
Low Annual Fee of $35.00.

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0%* Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50% (V)*APR

$35.00*Annual Fee

4.5

Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
Slate with Blueprint® helps you pay down your balances faster and save on interest
Transfer your higher rate balances
No Annual Fee

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0%* Intro APR

for up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Discover® More® Card - $150 Cashback Bonus®

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Chase Freedom® Visa Card - As Low as 9.99% APR

0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
$50 Bonus Cash Back after your first purchase
5% Cash Back on up to $1,500 spent in bonus categories each quarter.
You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Cash back rewards never expire.
No Annual Fee*

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0%* Intro APR

See T&C*Intro Period

as low as 9.99% (V)*APR

$0.00*Annual Fee

5.0

Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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0%* Intro APR

15 months*Intro Period

12.99% – 22.99% (V)*APR

$0.00*Annual Fee

5.0

Chase Freedom® MasterCard - $100 Bonus + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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0%* Intro APR

See T&C*Intro Period

12.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0

Capital One® VentureOne℠ Rewards Credit Card

1.25 miles per dollar on every purchase, every day
One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
0% intro APR on purchases until June 2013
No foreign transaction fees
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 11.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

MTV® Visa® Card From Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
Also, redeem for travel, merchandise, gift cards and more
No limit on the points you can earn and points don't expire
0% intro APR—pay no interest on purchases until June 2013
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until June 2013
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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