Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Orchard Bank® Classic MasterCard®

Orchard Bank Classic MasterCard
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date

N/A* Intro APR

N/A*Intro Period

14.99%-24.99%, or 7.99% (V)*APR

$59.00*Annual Fee

4.0


Obopay Family Prepaid MasterCard®

Obopay Family Prepaid MasterCard
  • Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
  • Parental controls included: 24/7 access to your teen's balance and transaction history.
  • Great way to teach your teens financial responsibility and allowances.
  • No bank account required. No credit checks. No interest charge.
  • 100% Approved MasterCard. No overdraft fees. Free Sign up.
  • Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
  • No long term commitments. You can cancel at anytime.

$5.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.0


Centennial One Platinum Card

Centennial One Platinum Card
  • $9,000 unsecured line of credit
  • No Credit Check
  • No Deposit Required
  • No Employment Verification
  • Guaranteed Approval
  • 0% Interest for 12 Months
  • Boost Your Credit

0%* Intro APR

12 months*Intro Period

7.90%*APR

N/A*Annual Fee

4.0


AccountNow™ Prepaid Visa® Card

AccountNow Prepaid Visa Card
  • Guaranteed Approval * - Upon Successful ID Verification
  • No Credit Check
  • No Overdraft Fees
  • No Bounced Checks
  • No Minimum Balance
  • No CheckSystem's Verification
  • Instant Account Number
  • Easy Online Bill Pay
  • No Monthly Fee

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.0


NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
  • 100% Approval - No credit check required*
  • Free Direct Deposit - Get paid up to 2 days faster**
  • Free Online Cardholder-to-Cardholder Transfers
  • Optional Savings Account with a 5.00% APY**

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.0


Merit Platinum Card

Merit Platinum Card
  • $500.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • No Credit Check
  • No Employment Check
  • Reports to Major Credit Bureau

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


Diamond Platinum Shopping Card

Diamond Platinum Shopping Card
  • *Guaranteed Online Approval
  • $7,500 Unsecured credit line
  • No Credit Checks or Credit Turndowns
  • No Employment Verifications!
  • Credit Limit Increases Available!
  • Establish Credit By Reporting to Major Credit Bureau

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.0


nFinanSe Discover® Network Reloadable Prepaid Card

nFinanSe Discover Network Reloadable Prepaid Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions, bank-to-card transfer
  • FREE 24/7 bilingual customer service
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


nFinanSe Visa® Reloadable Prepaid Debit Card

nFinanSe Visa Reloadable Prepaid Debit Card
  • FREE Card – no shipping or application fees
  • FREE $5.00 added to card with first value load of $50 or more
  • FREE employer direct deposit
  • FREE PIN and signature transactions
  • FREE 24/7 bilingual customer service
  • FREE bank-to-card transfer
  • FREE purchase and balance notifications sent to cell phone or email address after each use
  • Low monthly and reload fees of only $2.95
  • Get cash at participating ATMs
  • Add money at over 80,000 nationwide locations
  • Use at millions of merchant locations nationwide, including online

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


Orchard Bank® Visa® Cards

Orchard Bank Visa Cards
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date

N/A* Intro APR

N/A*Intro Period

14.99%-24.99%, or 7.99% (V)*APR

$59.00*Annual Fee

4.0


Patriot Savings & Trust Visa Card

Patriot Savings & Trust Visa Card
  • Open a New Savings Account and get an AMAZING SAVINGS RATE*
  • Get Your Very Own Visa Guaranteed Card
  • Secured Line of Credit up to $5,000
  • 6% APY for 90 days*
  • Your savings account is FDIC Insured!

N/A* Intro APR

3 months*Intro Period

19.50%*APR

$59.00*Annual Fee

4.0


RewardsRunnerTM Visa® Prepaid Card

RewardsRunnerTM Visa Prepaid Card
  • Free Direct Deposit
  • No Overdraft Fees or interest charges
  • No credit check. Guaranteed Approval*
  • Email & SMS account alerts
  • Cash back rewards & discounts at hundreds of online retailers
  • Load cash at more than 100,000 retail locations
  • FREE unlimited purchase transactions
  • Pay and manage your bills

N/A* Intro APR

N/A*Intro Period

N/A*APR

N/A*Annual Fee

4.0


Marriott Rewards® Credit Card from Chase

Marriott Rewards Credit Card from Chase
  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
  • No Annual fee for your first year that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
  • No annual fee for first Year Free, then $45

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$45.00*Annual Fee

4.0


Capital One® Cash Rewards for Newcomers

Capital One Cash Rewards for Newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee

N/A* Intro APR

N/A*Intro Period

APR: 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.0


British Airways Visa Signature® Card

British Airways Visa Signature Card
  • You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
  • That's enough Avios for one roundtrip business class reward ticket
  • New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
  • Pay no foreign transaction fees when you travel abroad
  • Earn 2.5 Avios for every $1 spent on British Airways purchases
  • Earn 1.25 Avios for every $1 spent on all other purchases
  • Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.0


Capital One® Cash Rewards - $100 Cash Back Bonus

Capital One Cash Rewards - $100 Cash Back Bonus
  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash rewards that don't expire
  • Redeem cash rewards anytime for any amount, even set up automatic redemption
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013

0%* Intro APR

until June 2013*Intro Period

APR: 12.90% - 20.90% Variable on Purchases and BT

$0.00*Annual Fee

4.0


Credit One Visa® Platinum Card

Credit One Visa Platinum Card
  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment and no over the credit limit fees
  • Choose your card design from our premium gallery

N/A* Intro APR

N/A*Intro Period

23.90% (V)*APR

$75.00*Annual Fee

4.0


Hyatt Credit Card

Hyatt Credit Card
  • Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card
  • Receive 1 Anniversary Award Night each year in category 1-4 properties
  • No foreign transaction fees and Smart Chip protection on international purchases
  • 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
  • 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
  • There are no limits to the points you can earn
  • Award nights with no resort, Internet or redemption fees

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$75.00*Annual Fee

4.0


Capital One® Platinum Credit Card

Capital One Platinum Credit Card
  • $0 intro annual fee for the first year; $19 after that
  • Image Card—personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts

N/A* Intro APR

N/A*Intro Period

APR: 24.90% Variable on Purchases and BT

$19.00*Annual Fee

3.5


Horizon Gold Credit Card

Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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