Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.




Fingerhut Credit

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PenFed Premium Travel Rewards American Express® Card

PenFed Premium Travel Rewards American Express Card
  • No annual fee
  • 5x points on airfare purchases and 1x points on all other purchases
  • 20,000 bonus points upon spending $650 in the first 3 months
  • Complimentary concierge service
  • Exceptional travel offers and discounts
  • VIP airport lounge access with $15,000 in annual spend
  • You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5


United Mileage Plus® Select® Visa Card

United Mileage Plus Select Visa Card
  • Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States.
  • Earn 3 miles per $1 spent on eligible United and Continental purchases
  • Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases.
  • Earn 1 mile per $1 spent on all other purchases.
  • Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$95.00*Annual Fee

4.5


PenFed Visa Platinum Gas / Cash Rewards Card

PenFed Visa Platinum Gas / Cash Rewards Card
  • 13.99% APR -- lower than most rewards cards!
  • Earn 5.00% cash back from gas purchases paid at the pump*
  • Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • Limited Time Only – Low Balance Transfer Rates†
  • You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0


Chase Continental Airlines OnePass® Plus Card

Chase Continental Airlines OnePass Plus Card
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$95.00*Annual Fee

4.5


Marriott Rewards® Credit Card from Chase

Marriott Rewards Credit Card from Chase
  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
  • No Annual fee for your first year that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
  • No annual fee for first Year Free, then $45

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$45.00*Annual Fee

4.0


WorldPerks® Visa® Platinum Card

WorldPerks Visa Platinum Card
  • Earn up to 10,000 Bonus Miles*
  • Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines
  • Miles do not expire; No pre-set spending limit
  • Earn up to 5 miles per $1 spent at over 10,000 restaurants
  • Get FREE rental car collision/loss damage insurance

N/A* Intro APR

N/A*Intro Period

14.25% (V)*APR

$55.00*Annual Fee

3.0


WorldPerks® Visa® Signature Card

WorldPerks Visa Signature Card
  • Earn up to 7,500 Bonus Miles*
  • Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines
  • Miles do not expire; No pre-set spending limit
  • Earn up to 5 miles per $1 spent at over 7,500 restaurants
  • Get FREE rental car collision/loss damage insurance

N/A* Intro APR

N/A*Intro Period

14.25% (V)*APR

$90.00*Annual Fee

3.5


Gettington Credit Shopping Card

Gettington Credit Shopping Card
  • Choice of payment plans: Fast or Easy
  • Low APR, so it's easier to pay as you go
  • No annual fee or over-limit fees
  • Fraud liability protection so customers can shop with confidence
  • Easy online account management
  • Instant credit response

N/A* Intro APR

N/A*Intro Period

19.90% or 14.90%*APR

$0.00*Annual Fee

5.0


American DreamCard™ Platinum MasterCard®

American DreamCard Platinum MasterCard
  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

0%* Intro APR

5 months*Intro Period

21.99% V or 14.99% (V)*APR

See terms*Annual Fee

4.0


Visa® Black Card™

Visa Black Card
  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Travel Lounge Priority Pass (unlimited visits)
  • 1% Cash Back
  • Travel with No Blackouts or Restrictions
  • Patent Pending Carbon Card

0%* Intro APR

15 months*Intro Period

14.99% (V)*APR

$495.00*Annual Fee

5.0


First Progress Secured Platinum MasterCard® Card

First Progress Secured Platinum MasterCard Card
  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank

N/A* Intro APR

N/A*Intro Period

14.99% (V)*APR

$39.00*Annual Fee

4.5


TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express
  • American Express Card and Costco Membership Card in one — with no annual fee for Costco members
  • Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5


United MileagePlus® Explorer Visa® Card

United MileagePlus Explorer Visa Card
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5


Chase Sapphire℠ Card

Chase Sapphire Card
  • Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5


FREE SPIRIT™ Onyx World MasterCard®

FREE SPIRIT Onyx World MasterCard
  • 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
  • 10,000 additional miles for balance transfers made in the first 60 days after account opening
  • Annual fee waived for the first year
  • Complimentary $9 Fare Club membership (a $39.95 value!)
  • Priority boarding and domestic priority check-in
  • 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
  • Your miles never expire and more

0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5


Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Card
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year – A $95 value

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.5


Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT

Southwest Airlines Rapid Rewards Plus Card – FREE FLIGHT
  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees – if you need to change your flight, you won't be charged a fee
  • September 11th Security Fee Applies

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$69.00*Annual Fee

5.0


Marriott Rewards® Premier Credit Card from Chase

Marriott Rewards Premier Credit Card from Chase
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
  • No annual fee for first Year Free, then $85

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$85.00*Annual Fee

4.5


British Airways Visa Signature® Card

British Airways Visa Signature Card
  • You will get 50,000 bonus Avios after your first purchase 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
  • That's enough Avios for one roundtrip business class reward ticket
  • New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
  • Pay no foreign transaction fees when you travel abroad
  • Earn 2.5 Avios for every $1 spent on British Airways purchases
  • Earn 1.25 Avios for every $1 spent on all other purchases
  • Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.0


Chase Sapphire Preferred℠ MasterCard

Chase Sapphire Preferred MasterCard
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year – A $95 value

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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