Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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eElite Plus Shopping Card

0% APR with No Annual Fee
Receive up to a $12,500 immediately*
No Credit Check
Unsecured Shopping Credit Line
Credit Line is Reported to Major Credit Bureau

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N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

4.5

Chase Sapphire℠ Card

Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!

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N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Discover® More® Card - $150 Cashback Bonus®

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Green Dot Gold Prepaid Visa® / MasterCard®

Get Tax Refund Faster!
$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5

American Octane Onyx Unsecured Card

0% APR on all purchases for life
Unsecured Line of Credit
100% Approval*
24 hour Approval Process
No hidden fees
Monthly reporting to major credit bureaus

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N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

3.5

PenFed Promise VISA Card

Absolutely no fees!
7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
No-fee cash advances carry a 17.99% APR
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply.

7.49%* Intro APR

36 months*Intro Period

9.99% (V)*APR

$0.00*Annual Fee

5.0

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR -- lower than most rewards cards!
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

Chase Freedom® Visa Card - As Low as 9.99% APR

0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends
0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends
$50 Bonus Cash Back after your first purchase
5% Cash Back on up to $1,500 spent in bonus categories each quarter.
You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Cash back rewards never expire.
No Annual Fee*

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0%* Intro APR

See T&C*Intro Period

as low as 9.99% (V)*APR

$0.00*Annual Fee

5.0

Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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0%* Intro APR

15 months*Intro Period

12.99% – 22.99% (V)*APR

$0.00*Annual Fee

5.0

iBankUP Prepaid Visa Card

The power of a checking account in one card, even if you have bad credit
Write personal checks online, we mail them for you
$0.99 monthly fee with total load of $500 or more
Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0

Chase Freedom® MasterCard - $100 Bonus + 0% Intro APR

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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0%* Intro APR

See T&C*Intro Period

12.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0

Capital One® VentureOne℠ Rewards Credit Card

1.25 miles per dollar on every purchase, every day
One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
0% intro APR on purchases until June 2013
No foreign transaction fees
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 11.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

MTV® Visa® Card From Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
Also, redeem for travel, merchandise, gift cards and more
No limit on the points you can earn and points don't expire
0% intro APR—pay no interest on purchases until June 2013
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until June 2013
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Discover® More Card - 18 Month Promotional Balance Transfer

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

18 months on BT*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Discover® More Card - $0 Balance Transfer Fee!

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

12 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

5.0

Slate℠ from Chase MasterCard

0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
Slate with Blueprint® helps you pay down your balances faster and save on interest
Transfer your higher rate balances
No Annual Fee

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0%* Intro APR

up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5

Sony Credit Card from Capital One®

5 points per $1 on Sony purchases at authorized retailers
3 points per $1 on dining out and movie purchases
1 point per $1 spent on all other purchases
Redeem for Sony products, movies, music, and more
Choose from 2 unique card designs
0% intro APR on purchases until April 2013
No annual fee

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0%* Intro APR

until April 2013*Intro Period

APR: 13.9% - 24.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Univision Prepaid MasterCard®

No Social Security number needed and no credit check
FREE card opening
FREE transactions
FREE ATM Withdrawals at all Target and other participating locations
FREE direct deposit
FREE additional cards
Double Tax Refund*
Optional Spanish application form
Spanish & English application forms

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$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$0.00ATM Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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