Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.

Skip to Listing

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

More: | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |

AccountNow™ Prepaid MasterCard®

100% Guaranteed Approval*
No Credit Check
$0 Activation Fee
Free Direct Deposit and $25 cash back
Cash Back on Everyday Purchases

View Details
Terms & Conditions |
Compare

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0

First Vineyard MasterCard® Debit Card

Receive cash back from your own & anyones else in your compensation tree spendings
Reload your card directly from your payroll or bank account
Live debt free & Powerful Online Account Management
Online Bill Payment service included

View Details
Terms & Conditions |
Compare

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0

Starwood Preferred Guest® Credit Card from American Express

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.5

TrueEarnings® Card from Costco and American Express

American Express Card and Costco Membership Card in one — with no annual fee for Costco members
Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

View Details
Terms & Conditions |
Compare

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5

Blue Sky from American Express®

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program: big deals on big brands, all the time.
Get a decision in as little as 60 seconds.

0%* Intro APR

12 months*Intro Period

from 17.24 to 22.24% (V)*APR

$0.00*Annual Fee

4.5

United MileagePlus® Explorer Visa® Card

Earn up to 40,000 bonus miles & first year free, a $95 value*
First checked bag is free for you and a companion when you fly United flights, up to a $50 value
Board your flight before general boarding with priority boarding privileges
Visit the United Club with two complimentary day passes every year, up to a $100 value
Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
Your miles don't expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5

Blue Cash® Everyday(SM) from American Express

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

View Details
Terms & Conditions |
Compare

0%* Intro APR

12 months on Purchases*Intro Period

17.24% - 22.24% (V)*APR

$0.00*Annual Fee

4.5

Discover® Miles Card

Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

12 months*Intro Period

10.99 - 15.99% (V)*APR

$0.00*Annual Fee

4.0

Discover® Open Road® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

View Details
Terms & Conditions |
Compare

0%* Intro APR

15 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

View Details
Terms & Conditions |
Compare

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Gold Delta SkyMiles® Credit Card from American Express

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
$0 intro annual fee for the first year, then $95
Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.0

UPside Visa® Prepaid Card

Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load
Optional companion card available, as if you had a joint checking

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5

Maximum Rewards Platinum Edition® Visa® Card

0% Intro APR for 12 billing cycles on balance transfers
0% Intro APR for 6 billing cycles on purchases
No annual fee
Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
Use rewards for travel, merchandise, gift cards and more

View Details
Terms & Conditions |
Compare

0%* Intro APR

12 months*Intro Period

19.99% - 11.99% (V)*APR

$0.00*Annual Fee

4.5

Capital One® Orbitz® Visa® Platinum

3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases
Bonus points on eligible Orbitz.com bookings
No limit on the points you can earn and points don't expire
Redeem for travel, merchandise, gift cards and more
Earn travel quickly with low redemption minimums
250 point refueling bonus when you redeem points for awards
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Vision Silver(SM) Prepaid MasterCard®

Perfect Card for Government/Benefits Checks Recipients
$0 Activation with Rebate*
100% Guaranteed Approval*/No Credit Check
Free Direct Deposit of Your Pay or Government Check
Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
No Overdraft Fees or Minimum Balances
Online Checking - Electronic or Paper Checks

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0

Preferred Trust Gold Shopping Card

0% APR
No Annual Fee
$7500 Shopping Credit
Low Minimum Monthly Payments
Credit Limit Increases Available
Unlimited Credit Report monitoring

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

0*APR

$0.00*Annual Fee

3.5

Simmons First Visa® Platinum

Low 7.25% standard purchase APR
Platinum card benefits
Excellent credit required - applicants that do not have excellent credit will not be approved
No balance transfer fee for balances transferred in response to this online offer
No annual fee

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
Slate with Blueprint® helps you pay down your balances faster and save on interest
Transfer your higher rate balances
No Annual Fee

View Details
Terms & Conditions |
Compare

0%* Intro APR

for up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5

American Express® Premier Rewards Gold Card

Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
Introductory annual fee of $0 for the first year, then $175
Get approved in 60-seconds.

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

TOP

More: | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |

Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.

Credit Cards