Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Discover® Open Road® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

15 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

UPside Visa® Prepaid Card

Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load
Optional companion card available, as if you had a joint checking

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5

mPower™ Visa® Prepaid Card

Fast, easy application – No Credit Checks
$10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
Quick and Safe Access to your Money
Easy Online Bill Pay
No Minimum Balance

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

Maximum Rewards Platinum Edition® Visa® Card

0% Intro APR for 12 billing cycles on balance transfers
0% Intro APR for 6 billing cycles on purchases
No annual fee
Earn 1 point for every $1 in qualifying purchases with no limit on the number of points you can earn
Use rewards for travel, merchandise, gift cards and more

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0%* Intro APR

12 months*Intro Period

19.99% - 11.99% (V)*APR

$0.00*Annual Fee

4.5

Platinum Delta SkyMiles® Credit Card from American Express

Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
No mileage earning limit, and miles don't expire
Check your first bag free on every Delta flight
Priority Boarding and 20% In-Flight Savings

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N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$150.00*Annual Fee

4.5

READYdebit® Visa® Prepaid Card

100% Guaranteed Approval* – No Credit Checks
Free Direct Deposit – paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
No Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

Capital One® Orbitz® Visa® Platinum

3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases
Bonus points on eligible Orbitz.com bookings
No limit on the points you can earn and points don't expire
Redeem for travel, merchandise, gift cards and more
Earn travel quickly with low redemption minimums
250 point refueling bonus when you redeem points for awards
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

FlexCard Ultimate Credit Building Prepaid Visa® Card

All credit types accepted
$1500 Cash Advance Available - Applicants must have checking account
Best card for building credit! Reports to major bureaus monthly
$69 one time security deposit upon approval (No Annual/Hidden fees)
Acceptance at millions of locations worldwide

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

10.99% - 16.99% (V)*APR

$60.00*Annual Fee

4.5

Open Sky Secured Visa® Credit Card

No Credit Check
Rebuild credit or establish credit with automatic reporting to all major credit bureaus
Low variable APR
Online Application process

N/A* Intro APR

N/A*Intro Period

Prime + 11.00% (V)*APR

$50.00*Annual Fee

4.5

Facecard Prepaid MasterCard®

Instant Guaranteed Approval* No Credit Check, No Security Deposit
FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
FREE Money Transfers to Other Facecard Members - No More Wire Transfers
Pay Bills Online - No More Late Payments, No Stamps Required
Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

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$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Green Dot® Prepaid MasterCard®

Get Tax Refund Faster !
$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Prepaid Visa® Black Diamond RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Prepaid Visa® Purple Diamond RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information
Low Annual Fee of $35.00.

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0%* Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50% (V)*APR

$35.00*Annual Fee

4.5

Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro

Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends
Slate with Blueprint® helps you pay down your balances faster and save on interest
Transfer your higher rate balances
No Annual Fee

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0%* Intro APR

for up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5

American Express® Premier Rewards Gold Card

Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
Introductory annual fee of $0 for the first year, then $175
Get approved in 60-seconds.

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N/A* Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

Platinum Zero® Secured Visa® Credit Card from Applied Bank

ZERO - 0% FIXED APR on Purchases - No Intro Rates!
ZERO - 0% Rate Won't Change - Even If You're Late!
ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
ZERO Application Fees
ZERO Worries - FREE Personal ID Theft Protection
ZERO Delays - Timely CREDIT Bureau Reporting

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.5

eElite Plus Shopping Card

0% APR with No Annual Fee
Receive up to a $12,500 immediately*
No Credit Check
Unsecured Shopping Credit Line
Credit Line is Reported to Major Credit Bureau

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N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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