Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Prepaid Visa® Pink Diamond RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Receive a $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

12 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

PenFed Premium Travel Rewards American Express® Card

No annual fee
5x points on airfare purchases and 1x points on all other purchases
20,000 bonus points upon spending $650 in the first 3 months
Complimentary concierge service
Exceptional travel offers and discounts
VIP airport lounge access with $15,000 in annual spend
You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR -- lower than most rewards cards!
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until February 2013
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® Cash Credit Card

$100 Bonus after you spend $500 in the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash rewards that don't expire
Redeem cash rewards anytime for any amount, even set up automatic redemption
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until February 2013

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0%* Intro APR

until February 2013*Intro Period

APR: 12.90% - 20.90% Variable on Purchases and BT

$0.00*Annual Fee

4.0

Discover® Motiva℠ Card

Earn Cashback Bonus for your good credit management
0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Horizon Gold Credit Card

Guaranteed approval for unsecured credit line
Reports to a Major Credit Bureau
Bad Credit accepted
No employment check
Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5

Capital One® Platinum Credit Card

$0 intro annual fee for the first year; $19 after that
Image Card—personalize your card with an image of your choice
$0 Fraud Liability if your card is lost or stolen
Monitor your spending with free text message alerts

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N/A* Intro APR

N/A*Intro Period

APR: 24.90% Variable on Purchases and BT

$19.00*Annual Fee

3.5

The Platinum Card® from American Express

25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

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N/A* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0

Gold Delta SkyMiles® Credit Card from American Express

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
$0 intro annual fee for the first year, then $95
Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.0

Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

AccountNow™ Prepaid MasterCard®

100% Guaranteed Approval*
No Credit Check
$0 Activation Fee
Free Direct Deposit and $25 cash back
Cash Back on Everyday Purchases

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$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0

Green Dot Gold Prepaid Visa® / MasterCard®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5

Baby Phat Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Vision Premier® Prepaid Visa® Card

No Credit Check – Complete the form and we’ll mail your card
Free Roadside Assistance
1% Cash Back on Gas Purchases
Free Savings Account with 5.65% APY
Free Unlimited Purchases - Signature and PIN
Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
No Debt, No Interest Charges and No Overdraft Fees

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

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N/A* Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

U.S. Patriot Card

Includes a 14-day FREE trial
Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas.
For all those that Try your U.S. Patriot Card NOW absolutely FREE for 14 days.
You'll save thousands of dollars on:
Apple Computer & iPods, Dell Computers
Prescription Drugs
Airlines like Continental and Delta
Hotels like Ramada
Cruises like Carnival and Princess
Resorts like Club Med
Theme parks like Disney and Universal
Rental cars like Avis and Hertz
Free Travel insurance from AIG
Cell phones from Verizon, moving from North American, restaurants worldwide and hundreds more!

N/AOpening Min

$1.95*App Fee

N/A*Annual Fee

N/AATM Fee

4.0

Blue Sky from American Express®

No annual fee
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel — anytime
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program: big deals on big brands, all the time
Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010 Get approved in 60-seconds

0%* Intro APR

12 months*Intro Period

from 17.24 to 22.24% (V)*APR

$0.00*Annual Fee

4.0

Patriot Savings & Trust Visa Card

Open a New Savings Account and get an AMAZING SAVINGS RATE*
Get Your Very Own Visa Guaranteed Card
Secured Line of Credit up to $5,000
6% APY for 90 days*
Your savings account is FDIC Insured!

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N/A* Intro APR

3 months*Intro Period

19.50%*APR

$59.00*Annual Fee

4.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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