Consumer Credit Card Offers

Consumer credit is a general term, which means in legalese, '...finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution...' Therefore, consumer credit cards are any credit card you choose. You will want to investigate advantages: low annual interest rate, low or 0 introductory interest rates, generous awards program, attractive balance transfers, fraud protection and Internet resources. Once you have completed your homework assignment, apply with confidence on line and wait 6 seconds for an answer.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Capital One Platinum Credit Card
  • $0 intro annual fee for the first year; $19 after that
  • Image Card—personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts

N/A* Intro APR

N/A*Intro Period

APR: 24.90% Variable on Purchases and BT

$19.00*Annual Fee

3.5


Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Baby Phat Prepaid Visa RushCard
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Guaranteed approval - no credit check required
  • Online bill pay and free text alerts
  • Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


VA Travel Card (Veterans Advantage Discount)
  • Act now and get your 30-day Free trial
  • Free companion ticket with registration
  • Get $20,000 in special savings immediately
  • Now with $55,000 of FREE Accident and Travel Insurance
  • Show your patriotic pride!

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


U.S. Patriot Card
  • Includes a 14-day FREE trial
  • Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas.
  • For all those that Try your U.S. Patriot Card NOW absolutely FREE for 14 days.
  • You'll save thousands of dollars on:
  • Apple Computer & iPods, Dell Computers
  • Prescription Drugs
  • Airlines like Continental and Delta
  • Hotels like Ramada
  • Cruises like Carnival and Princess
  • Resorts like Club Med
  • Theme parks like Disney and Universal
  • Rental cars like Avis and Hertz
  • Free Travel insurance from AIG
  • Cell phones from Verizon, moving from North American, restaurants worldwide and hundreds more!

N/AOpening Min

$1.95*App Fee

N/A*Annual Fee

N/AATM Fee

4.0


Onyx The New Black Visa Credit Card
  • Full privilege *guaranteed approval secured Visa® credit card
  • Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service.
  • Get free Ipod after your third month of membership
  • Enrollment in a Discount Savings program membership
  • Reports to all credit bureaus (TransUnion, Experian, Equifax)

N/A* Intro APR

N/A*Intro Period

19.50%*APR

$59.00*Annual Fee

2.5


Prestige Plus Platinum Shopping Card
  • $2,500 unsecured credit line
  • No Credit Check
  • No Interest Charges
  • 100% Approval
  • Only 10% down payment required on purchases

N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.5


USA Optimum Gold Merchandise Credit Card
  • Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Rewards 660 Visa Card
    This Card is NOT Available anymore
  • Initial payment of $40 required before account can be used
  • Proof of minimum $1,000 gross monthly income required
  • $300 Starting Credit Limit
  • No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
  • Monthly Reporting to Major Credit Bureaus

N/A* Intro APR

N/A*Intro Period

19.92%*APR

$48.00*Annual Fee

2.5


Ultra VX Visa Credit Card
  • UltraVX makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

N/A* Intro APR

N/A*Intro Period

18.90%*APR

$0.00*Annual Fee

4.5


Horizon Gold Credit Card
  • Guaranteed approval for unsecured credit line
  • Reports to a Major Credit Bureau
  • Bad Credit accepted
  • No employment check
  • Comprehensive Legal Assistance Plan

$10.00Opening Min

$29.95*App Fee

N/A*Annual Fee

N/AATM Fee

3.5


BuyRIGHT Prepaid MasterCard
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More!
  • Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
  • FREE Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved!*
  • No bounced check fees or overdraft fees, EVER!
  • Travel, Rent Cars, Reserve Hotels, Shop online safely!
  • Unbelievable Customer Service!

$10.00Opening Min

$9.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


AccountNow Prepaid MasterCard
  • 100% Guaranteed Approval*
  • No Credit Check
  • $0 Activation Fee
  • Free Direct Deposit and $25 cash back
  • Cash Back on Everyday Purchases

$10.00Opening Min

$19.95*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.0


First Vineyard MasterCard Debit Card
  • Receive cash back from your own & anyones else in your compensation tree spendings
  • Reload your card directly from your payroll or bank account
  • Live debt free & Powerful Online Account Management
  • Online Bill Payment service included

$10.00Opening Min

$39.95*App Fee

$0.00*Annual Fee

N/AATM Fee

4.0


Wired Plastic Visa Prepaid Card
  • Accepted everywhere VISA debit cards are accepted
  • No Credit Check, Income requirements or bank account required
  • On Demand Alerts - Manage your account via text messaging
  • FREE Online Access to Account
  • FREE Mobile Alerts – Text to your mobile and email
  • FREE Rewards Program – Earn 1 point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit – Eliminate check cashing fees

N/AOpening Min

N/A*App Fee

$47.40*Annual Fee

$1.95ATM Fee

4.5


Starwood Preferred Guest Credit Card from American Express
  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.5


American Express Gold Card
  • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events — select concerts, shows, major sporting events, and more,
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Get approved in 60-seconds.

N/A* Intro APR

N/A*Intro Period

N/A*APR

$125.00*Annual Fee

4.5


United MileagePlus Explorer Visa Card
  • Earn up to 40,000 bonus miles and first year free, a $95 value*
  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
  • Your miles don¿t expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$0.00*Annual Fee

4.5


WorldPerks Visa Platinum Card
  • Earn up to 10,000 Bonus Miles*
  • Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines
  • Miles do not expire; No pre-set spending limit
  • Earn up to 5 miles per $1 spent at over 10,000 restaurants
  • Get FREE rental car collision/loss damage insurance

N/A* Intro APR

N/A*Intro Period

14.25% (V)*APR

$55.00*Annual Fee

3.0


WorldPerks Visa Signature Card
  • Earn up to 7,500 Bonus Miles*
  • Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines
  • Miles do not expire; No pre-set spending limit
  • Earn up to 5 miles per $1 spent at over 7,500 restaurants
  • Get FREE rental car collision/loss damage insurance

N/A* Intro APR

N/A*Intro Period

14.25% (V)*APR

$90.00*Annual Fee

3.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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